Analysis
An estimated debt load of $21,650 is manageable for an economics degree, particularly when similar bachelor's programs nationally suggest first-year earnings around $52,000. That debt-to-earnings ratio of 0.42 means graduates would owe roughly 40 cents for every dollar they earnβa threshold most financial advisors consider reasonable. The University of Science and Arts serves a substantial population of lower-income students (47% receive Pell grants), making this relatively modest debt burden especially important.
Oklahoma's economics programs cluster tightly around these figures. The University of Oklahoma-Norman reports actual first-year earnings of $52,212, nearly identical to what peer programs suggest for USAO graduates. Across the state, median debt for economics degrees runs about $19,500, slightly lower than the estimated figure here but within the same ballpark. This consistency suggests the estimates provide a realistic picture of what economics graduates in Oklahoma can expect.
The practical takeaway: if your child is drawn to economics and prefers a smaller liberal arts environment over a research university, USAO's program appears financially sound based on how similar programs perform. The debt isn't trivial, but it's proportionate to earning potential in a field with decent entry-level salaries. Just recognize these are projections based on comparable programs rather than this school's actual track recordβa limitation due to small graduating classes, not a red flag about the program itself.
Where University of Science and Arts of Oklahoma Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Economics bachelors's programs at peer institutions in Oklahoma (8 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $9,000 | $51,722* | β | $21,650* | β | |
| $9,595 | $52,212* | $77,023 | $19,500* | 0.37 | |
| National Median | β | $51,722* | β | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Science and Arts of Oklahoma, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 351 similar programs. Actual outcomes may vary.