Analysis
With just a handful of graduates tracked, take these numbers as a rough sketch rather than a definitive picture. That said, University of Sioux Falls psychology grads start at $27,241โabout $8,000 below both the state and national medians. Among South Dakota's eight psychology programs, this lands in the bottom quarter, trailing Augustana and South Dakota State by substantial margins.
The debt load of $24,856 is modest and fairly typical for this field, keeping the debt-to-earnings ratio under 1.0. The encouraging sign is 32% earnings growth over four years, with graduates reaching nearly $36,000 by year four. That trajectory suggests the low starting point doesn't tell the whole story, though even at year four, graduates are just catching up to what their peers at other SD schools earned right out of the gate.
For anxious parents, the reality is straightforward: this program costs roughly the same as alternatives but delivers weaker initial outcomes. The small sample size means next year's cohort could look completely different, but based on available data, families comparing South Dakota psychology programs will find better value at the state's larger universities. If your child is committed to USF for other reasons, understand they'll likely face a slower financial start than peers at comparable in-state schools.
Where University of Sioux Falls Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Sioux Falls graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Sioux Falls | $27,241 | $35,901 | +32% |
| University of South Dakota | $31,696 | $47,040 | +48% |
| Augustana University | $39,098 | $44,332 | +13% |
| South Dakota State University | $35,425 | $42,502 | +20% |
| Black Hills State University | $35,996 | $31,808 | -12% |
Compare to Similar Programs in South Dakota
Psychology bachelors's programs at peer institutions in South Dakota (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $20,740 | $27,241 | $35,901 | $24,856 | 0.91 | |
| $39,190 | $39,098 | $44,332 | $27,000 | 0.69 | |
| $9,000 | $35,996 | $31,808 | $27,187 | 0.76 | |
| $9,299 | $35,425 | $42,502 | $25,608 | 0.72 | |
| $9,432 | $31,696 | $47,040 | $24,593 | 0.78 | |
| National Median | โ | $31,482 | โ | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Sioux Falls, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.