Median Earnings (1yr)
$27,241
18th percentile (25th in SD)
Median Debt
$24,856
3% below national median
Debt-to-Earnings
0.91
Manageable
Sample Size
28
Limited data

Analysis

With just a handful of graduates tracked, take these numbers as a rough sketch rather than a definitive picture. That said, University of Sioux Falls psychology grads start at $27,241—about $8,000 below both the state and national medians. Among South Dakota's eight psychology programs, this lands in the bottom quarter, trailing Augustana and South Dakota State by substantial margins.

The debt load of $24,856 is modest and fairly typical for this field, keeping the debt-to-earnings ratio under 1.0. The encouraging sign is 32% earnings growth over four years, with graduates reaching nearly $36,000 by year four. That trajectory suggests the low starting point doesn't tell the whole story, though even at year four, graduates are just catching up to what their peers at other SD schools earned right out of the gate.

For anxious parents, the reality is straightforward: this program costs roughly the same as alternatives but delivers weaker initial outcomes. The small sample size means next year's cohort could look completely different, but based on available data, families comparing South Dakota psychology programs will find better value at the state's larger universities. If your child is committed to USF for other reasons, understand they'll likely face a slower financial start than peers at comparable in-state schools.

Where University of Sioux Falls Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Sioux FallsOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Sioux Falls graduates compare to all programs nationally

University of Sioux Falls graduates earn $27k, placing them in the 18th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in South Dakota

Psychology bachelors's programs at peer institutions in South Dakota (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Sioux Falls$27,241$35,901$24,8560.91
Augustana University$39,098$44,332$27,0000.69
Black Hills State University$35,996$31,808$27,1870.76
South Dakota State University$35,425$42,502$25,6080.72
University of South Dakota$31,696$47,040$24,5930.78
National Median$31,482$25,5000.81

Other Psychology Programs in South Dakota

Compare tuition, earnings, and debt across South Dakota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Augustana University
Sioux Falls
$39,190$39,098$27,000
Black Hills State University
Spearfish
$9,000$35,996$27,187
South Dakota State University
Brookings
$9,299$35,425$25,608
University of South Dakota
Vermillion
$9,432$31,696$24,593

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Sioux Falls, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 51 graduates with debt data. Small samples may not be representative.