Median Earnings (1yr)
$31,696
52nd percentile
40th percentile in South Dakota
Median Debt
$24,593
4% below national median

Analysis

University of South Dakota's psychology program starts graduates at just under $32,000—roughly on par with the national median—but then delivers something more interesting: a 48% earnings jump to $47,000 by year four. That growth trajectory outpaces what most psychology programs produce, though it's worth noting that within South Dakota itself, this program lands in the 40th percentile. Graduates from Augustana and Black Hills State start stronger out of the gate, potentially offering faster returns on investment for in-state students.

The debt picture is manageable at just under $25,000, creating a first-year ratio of 0.78 that's better than many liberal arts programs. However, that initial salary still means lean early years—the first job typically won't cover living expenses comfortably plus aggressive loan payments. The real payoff materializes in years three and four when earnings accelerate significantly. This pattern suggests graduates are either moving into specialized roles that value their psychology background or successfully pivoting to higher-paying adjacent fields.

For South Dakota families, this represents a serviceable option but not necessarily the best value in-state. If your child is committed to psychology and USD specifically, the debt load won't be crushing. But Augustana's higher starting salaries could justify its premium, while Black Hills State delivers similar four-year outcomes with a clearer early advantage.

Where University of South Dakota Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of South Dakota graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of South Dakota$31,696$47,040+48%
Augustana University$39,098$44,332+13%
South Dakota State University$35,425$42,502+20%
University of Sioux Falls$27,241$35,901+32%
Black Hills State University$35,996$31,808-12%

Compare to Similar Programs in South Dakota

Psychology bachelors's programs at peer institutions in South Dakota (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South DakotaVermillion$9,432$31,696$47,040$24,5930.78
Augustana UniversitySioux Falls$39,190$39,098$44,332$27,0000.69
Black Hills State UniversitySpearfish$9,000$35,996$31,808$27,1870.76
South Dakota State UniversityBrookings$9,299$35,425$42,502$25,6080.72
University of Sioux FallsSioux Falls$20,740$27,241$35,901$24,8560.91
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Dakota, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 48 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.