Psychology at University of South Dakota
Bachelor's Degree
Analysis
University of South Dakota's psychology program starts graduates at just under $32,000—roughly on par with the national median—but then delivers something more interesting: a 48% earnings jump to $47,000 by year four. That growth trajectory outpaces what most psychology programs produce, though it's worth noting that within South Dakota itself, this program lands in the 40th percentile. Graduates from Augustana and Black Hills State start stronger out of the gate, potentially offering faster returns on investment for in-state students.
The debt picture is manageable at just under $25,000, creating a first-year ratio of 0.78 that's better than many liberal arts programs. However, that initial salary still means lean early years—the first job typically won't cover living expenses comfortably plus aggressive loan payments. The real payoff materializes in years three and four when earnings accelerate significantly. This pattern suggests graduates are either moving into specialized roles that value their psychology background or successfully pivoting to higher-paying adjacent fields.
For South Dakota families, this represents a serviceable option but not necessarily the best value in-state. If your child is committed to psychology and USD specifically, the debt load won't be crushing. But Augustana's higher starting salaries could justify its premium, while Black Hills State delivers similar four-year outcomes with a clearer early advantage.
Where University of South Dakota Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of South Dakota graduates compare to all programs nationally
University of South Dakota graduates earn $32k, placing them in the 52th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in South Dakota
Psychology bachelors's programs at peer institutions in South Dakota (8 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of South Dakota | $31,696 | $47,040 | $24,593 | 0.78 |
| Augustana University | $39,098 | $44,332 | $27,000 | 0.69 |
| Black Hills State University | $35,996 | $31,808 | $27,187 | 0.76 |
| South Dakota State University | $35,425 | $42,502 | $25,608 | 0.72 |
| University of Sioux Falls | $27,241 | $35,901 | $24,856 | 0.91 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in South Dakota
Compare tuition, earnings, and debt across South Dakota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Augustana University Sioux Falls | $39,190 | $39,098 | $27,000 |
| Black Hills State University Spearfish | $9,000 | $35,996 | $27,187 |
| South Dakota State University Brookings | $9,299 | $35,425 | $25,608 |
| University of Sioux Falls Sioux Falls | $20,740 | $27,241 | $24,856 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Dakota, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 48 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.