Median Earnings (1yr)
$57,234
63rd percentile
60th percentile in South Dakota
Median Debt
$25,793
3% above national median

Analysis

University of South Dakota accounting graduates start strong with first-year earnings of $57,234—outpacing both the state median ($50,282) and national average ($53,694)—but face an unexpected earnings decline to $49,319 by year four. This backward trajectory is unusual for accounting, a field where professionals typically build toward CPA certification and higher-value client work over time. The pattern suggests graduates may be accepting entry-level positions that offer quick paychecks but limited advancement potential, or that many leave traditional accounting roles altogether.

The financial fundamentals look solid on paper. At $25,793, debt sits below both state and national averages, creating a manageable 0.45 debt-to-earnings ratio in that first year. Among South Dakota's accounting programs, USD ranks in the 60th percentile for earnings—middle of the pack but ahead of competitors like University of Sioux Falls. The 99% admission rate means access is essentially open to any serious applicant.

For parents, the question becomes whether that strong starting salary justifies a program where earnings appear to stall or reverse. If your child plans to stay in South Dakota and values immediate income over long-term growth, USD delivers a respectable launch. But if career progression matters—climbing to senior accountant, controller, or partner roles—dig deeper into why earnings decline and whether graduates are staying in accounting at all.

Where University of South Dakota Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of South Dakota graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of South Dakota$57,234$49,319-14%
Georgetown University$89,564$127,971+43%
Santa Clara University$78,417$101,411+29%
National American University-Rapid City$35,820$49,942+39%
Northern State University$51,239$49,063-4%

Compare to Similar Programs in South Dakota

Accounting bachelors's programs at peer institutions in South Dakota (10 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of South DakotaVermillion$9,432$57,234$49,319$25,7930.45
Northern State UniversityAberdeen$8,845$51,239$49,063$29,8160.58
University of Sioux FallsSioux Falls$20,740$49,325$26,0000.53
National American University-Rapid CityRapid City$16,065$35,820$49,942$41,3441.15
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Dakota, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.