Analysis
A four-year earnings trajectory from roughly $48,000 to $55,000 suggests modest but steady growth for this business economics program. Comparable programs across Florida show first-year earnings in this same range, though University of Miami's grads command significantly more at $63,662. The estimated $21,125 debt load—based on the typical borrowing at public universities for this major—translates to a manageable 0.44 debt-to-earnings ratio, meaning graduates would owe less than half their first-year salary.
What's harder to gauge is how USF's specific program stacks up within its competitive Florida market. The four-year earnings figure of $55,314 falls below the national median of $53,219 for first-year outcomes at peer programs, which raises questions about whether the trajectory accelerates later or plateaus early. Business economics programs vary widely in their analytics rigor and career placement networks, factors that materially affect outcomes but aren't captured in statewide averages.
For families considering this investment, the debt picture looks reasonable but the earnings ceiling remains uncertain. If your student has strong quantitative skills and clear career direction—financial analysis, consulting, market research—this could work well at a price point below private alternatives. However, request specific placement data from the department: which employers recruit from this program, what roles graduates actually secure, and how outcomes differ between students who pursue internships versus those who don't.
Where University of South Florida Stands
Earnings vs. debt across all business/managerial economics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of South Florida | — | $55,314 | — |
| Villanova University | $82,212 | $122,309 | +49% |
| University of Miami | $63,662 | $85,811 | +35% |
| University of Central Florida | $47,648 | $65,911 | +38% |
| University of North Florida | $42,357 | $56,819 | +34% |
Compare to Similar Programs in Florida
Business/Managerial Economics bachelors's programs at peer institutions in Florida (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,410 | $47,648* | $55,314 | $21,125* | — | |
| $59,926 | $63,662* | $85,811 | $15,625* | 0.25 | |
| $6,368 | $47,648* | $65,911 | $23,105* | 0.48 | |
| $6,389 | $42,357* | $56,819 | $17,750* | 0.42 | |
| National Median | — | $53,219* | — | $22,250* | 0.42 |
Career Paths
Occupations commonly associated with business/managerial economics graduates
Economists
Environmental Economists
Financial Risk Specialists
Management Analysts
Economics Teachers, Postsecondary
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Florida, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in FL. Actual outcomes may vary.