Analysis
Chemistry programs in Indiana typically launch graduates near $42,000 in first-year earnings, and University of Southern Indiana's program appears positioned right at this state median based on comparable programs. The estimated debt of roughly $22,000—about $1,000 below the state median for similar institutions—creates a manageable 0.51 debt-to-earnings ratio. That's a half-year's salary in debt for a science credential, which is reasonable territory.
What's worth noting is that Indiana's chemistry programs cluster tightly together in outcomes. Even Purdue, the state's flagship STEM institution, only shows about $5,000 more in first-year earnings than the state median. This suggests that for chemistry specifically, the premium for attending a higher-ranked program may be modest in the immediate term, though career trajectories could diverge over time as research opportunities and alumni networks play out.
The bottom line: if your student is committed to chemistry and prefers staying in-state at a more accessible institution, the estimated debt-to-earnings picture from peer programs suggests this is financially workable. The key uncertainty is whether USI's specific program outcomes mirror these state patterns—something worth exploring through the school's career services data or alumni outcomes if available.
Where University of Southern Indiana Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Indiana
Chemistry bachelors's programs at peer institutions in Indiana (36 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $42,580* | — | $21,902* | — | |
| $9,992 | $47,213* | $48,715 | $19,500* | 0.41 | |
| $11,790 | $42,889* | $59,000 | $17,000* | 0.40 | |
| $10,758 | $42,677* | $42,387 | $25,000* | 0.59 | |
| $10,449 | $42,482* | $52,352 | $21,902* | 0.52 | |
| $36,136 | $40,612* | — | $23,214* | 0.57 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in IN. Actual outcomes may vary.