Analysis
Engineering graduates from the University of Southern Indiana enter the workforce earning nearly $75,000—putting them ahead of 82% of engineering programs nationally despite the school's open-access mission. While we don't have actual debt figures for this specific program, similar engineering programs nationally carry around $26,000 in debt, which would translate to a debt-to-earnings ratio of 0.34—well within the range financial advisors consider manageable for a technical degree.
The modest 4% earnings growth over four years is worth noting. Most engineering careers see stronger salary progression in the early years, suggesting these graduates may already be near their regional ceiling or working in industries with flatter pay scales. That said, matching the state median for engineering earnings while attending a school with a 95% admission rate and below-average test scores represents solid value. The first-year salary alone covers the estimated annual debt payment nearly seven times over.
The uncertainty around actual debt levels at USI matters here. If this program's graduates carry significantly more or less than the $26,000 estimate, that would shift the calculation. But barring major deviations, the fundamentals look sound: strong starting pay, manageable estimated debt, and outcomes that compete well beyond what the school's profile might suggest. For families seeking an engineering degree without cutthroat admissions, this appears to deliver professional credentials at a reasonable cost.
Where University of Southern Indiana Stands
Earnings vs. debt across all engineering bachelors's programs nationally
Earnings Distribution
How University of Southern Indiana graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Indiana | $74,976 | $78,008 | +4% |
| Franklin W Olin College of Engineering | $109,455 | $114,228 | +4% |
| University of California-Davis | $82,956 | $104,701 | +26% |
| Harvey Mudd College | $92,491 | $103,969 | +12% |
| Lafayette College | $76,507 | $92,618 | +21% |
Compare to Similar Programs Nationally
Engineering bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $74,976 | $78,008 | $25,832* | — | |
| $64,458 | $109,455 | $114,228 | $14,512* | 0.13 | |
| $66,255 | $92,491 | $103,969 | $22,240* | 0.24 | |
| $68,230 | $86,416 | $87,937 | $14,500* | 0.17 | |
| $15,247 | $82,956 | $104,701 | $15,000* | 0.18 | |
| $41,010 | $78,211 | — | $27,000* | 0.35 | |
| National Median | — | $67,911 | — | $26,056* | 0.38 |
Career Paths
Occupations commonly associated with engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
Microsystems Engineers
Photonics Engineers
Robotics Engineers
Nanosystems Engineers
Wind Energy Engineers
Solar Energy Systems Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 17 graduates with reported earnings and 15 graduates with debt data. Small samples may not be representative.