Median Earnings (1yr)
$51,379
40th percentile
60th percentile in Maine
Median Debt
$19,230
23% below national median

Analysis

University of Southern Maine's accounting program hits the sweet spot among Maine options: graduates earn solidly above the state median ($57,999 after four years versus $48,330 statewide) while taking on substantially less debt than their in-state peers. At $19,230, the typical debt load is roughly $8,000 below Maine's median and among the lowest 15% nationallyβ€”a meaningful advantage that translates to lower monthly payments and faster financial flexibility after graduation.

The earnings trajectory shows steady, predictable growth of 13% over four years, and first-year graduates start near $51,000β€”enough to manage their modest debt burden comfortably with a debt-to-earnings ratio of just 0.37. While Husson grads earn about $6,000 more annually, USM students graduate with likely far less debt, making the value proposition competitive when you factor in total cost of attendance. The 60th percentile ranking among Maine schools reflects this program's ability to deliver solid outcomes without the premium price tag.

For Maine families, this represents straightforward value: your accountant won't be the highest-paid in the state, but they'll start their career without the financial strain that often comes with professional degrees. The combination of manageable debt and reliable mid-tier earnings makes this a sensible choice, particularly for students looking to stay in the region where these credentials are well-recognized by local employers.

Where University of Southern Maine Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of Southern Maine graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Southern Maine$51,379$57,999+13%
Georgetown University$89,564$127,971+43%
University of Maine$48,256$55,998+16%
Husson University$57,574$55,677-3%
University of Maine at Augusta$48,330$43,008-11%

Compare to Similar Programs in Maine

Accounting bachelors's programs at peer institutions in Maine (7 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern MainePortland$10,920$51,379$57,999$19,2300.37
Husson UniversityBangor$22,194$57,574$55,677$27,3750.48
University of Maine at AugustaAugusta$8,618$48,330$43,008$29,5030.61
University of MaineOrono$12,606$48,256$55,998$27,0000.56
Thomas CollegeWaterville$30,896$47,356β€”$27,0000.57
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Maine, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.