Analysis
University of Maine's accounting program produces graduates who earn slightly below both national and state medians—$48,256 versus $53,694 nationally and $48,330 statewide—while carrying typical debt levels at $27,000. The 16% earnings growth to nearly $56,000 by year four shows positive momentum, but graduates still trail peers at Husson University by roughly $10,000 annually. At the 40th percentile among Maine accounting programs, this lands squarely in the middle of a small but competitive state market.
The debt-to-earnings ratio of 0.56 is manageable, and importantly, the debt load is actually below the national median despite modest starting salaries. For a school with a 96% admission rate, accessibility combined with reasonable debt creates a workable financial path, particularly for Maine residents paying in-state tuition. The challenge is that accounting—unlike many fields—offers relatively standardized career paths, so the earnings gap compared to top state programs like Husson may persist.
The critical caveat: this data reflects fewer than 30 graduates, making these numbers less reliable than typical program statistics. That said, if your child wants to stay in Maine and values UMaine's flagship status and campus experience, the financial fundamentals aren't alarming. Just recognize they're likely looking at a slower earnings trajectory than accounting graduates from competing programs.
Where University of Maine Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Maine graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maine | $48,256 | $55,998 | +16% |
| Georgetown University | $89,564 | $127,971 | +43% |
| University of Southern Maine | $51,379 | $57,999 | +13% |
| Husson University | $57,574 | $55,677 | -3% |
| University of Maine at Augusta | $48,330 | $43,008 | -11% |
Compare to Similar Programs in Maine
Accounting bachelors's programs at peer institutions in Maine (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,606 | $48,256 | $55,998 | $27,000 | 0.56 | |
| $22,194 | $57,574 | $55,677 | $27,375 | 0.48 | |
| $10,920 | $51,379 | $57,999 | $19,230 | 0.37 | |
| $8,618 | $48,330 | $43,008 | $29,503 | 0.61 | |
| $30,896 | $47,356 | — | $27,000 | 0.57 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maine, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.