Median Earnings (1yr)
$40,764
5th percentile (40th in MS)
Median Debt
$20,200
19% below national median
Debt-to-Earnings
0.50
Manageable
Sample Size
40
Adequate data

Analysis

Southern Miss's accounting graduates earn near the middle of Mississippi programs but trail national benchmarks by $13,000 in their first year—a gap that persists even after four years in the field. At $40,764 starting, they're earning just below the state median and landing in only the 5th percentile nationally. The University of Mississippi produces accounting graduates earning 45% more, while Mississippi State matches the state median at $41,717. This ranking at the 40th percentile statewide matters because accounting credentials are standardized nationwide through the CPA exam, yet Southern Miss graduates start significantly behind peers at other SEC schools.

The manageable debt load of $20,200 partially offsets the earnings picture. That's about $5,000 less than the Mississippi median and below the national average, creating a debt-to-earnings ratio of 0.50—meaning graduates could theoretically pay off their loans in six months of gross earnings. The 20% earnings growth to $49,061 by year four shows steady progression, though it doesn't close the gap with stronger programs.

For families prioritizing an affordable accounting degree with minimal debt, Southern Miss delivers on cost control. But those expecting typical accounting salaries should understand their graduate will likely earn $10,000-15,000 less annually than the national norm, at least in early career. If your child plans to stay in Mississippi where the cost of living is lower, this matters less than if they're targeting jobs in higher-paying markets where that earnings gap becomes more pronounced.

Where University of Southern Mississippi Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Southern MississippiOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Mississippi graduates compare to all programs nationally

University of Southern Mississippi graduates earn $41k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Accounting bachelors's programs at peer institutions in Mississippi (12 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Mississippi$40,764$49,061$20,2000.50
University of Mississippi$59,123$65,428$23,1500.39
Strayer University-Mississippi$52,373$56,398$54,9891.05
Belhaven University$43,016$29,0000.67
Mississippi State University$41,717$63,287$21,5000.52
Jackson State University$40,419$41,113$29,5000.73
National Median$53,694$25,0000.47

Other Accounting Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Mississippi
University
$9,412$59,123$23,150
Strayer University-Mississippi
Jackson
$13,920$52,373$54,989
Belhaven University
Jackson
$29,195$43,016$29,000
Mississippi State University
Mississippi State
$9,815$41,717$21,500
Jackson State University
Jackson
$9,090$40,419$29,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 40 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.