Analysis
Southern Miss's accounting graduates earn near the middle of Mississippi programs but trail national benchmarks by $13,000 in their first yearβa gap that persists even after four years in the field. At $40,764 starting, they're earning just below the state median and landing in only the 5th percentile nationally. The University of Mississippi produces accounting graduates earning 45% more, while Mississippi State matches the state median at $41,717. This ranking at the 40th percentile statewide matters because accounting credentials are standardized nationwide through the CPA exam, yet Southern Miss graduates start significantly behind peers at other SEC schools.
The manageable debt load of $20,200 partially offsets the earnings picture. That's about $5,000 less than the Mississippi median and below the national average, creating a debt-to-earnings ratio of 0.50βmeaning graduates could theoretically pay off their loans in six months of gross earnings. The 20% earnings growth to $49,061 by year four shows steady progression, though it doesn't close the gap with stronger programs.
For families prioritizing an affordable accounting degree with minimal debt, Southern Miss delivers on cost control. But those expecting typical accounting salaries should understand their graduate will likely earn $10,000-15,000 less annually than the national norm, at least in early career. If your child plans to stay in Mississippi where the cost of living is lower, this matters less than if they're targeting jobs in higher-paying markets where that earnings gap becomes more pronounced.
Where University of Southern Mississippi Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of Southern Mississippi graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Mississippi | $40,764 | $49,061 | +20% |
| University of Mississippi | $59,123 | $65,428 | +11% |
| Mississippi State University | $41,717 | $63,287 | +52% |
| Strayer University-Mississippi | $52,373 | $56,398 | +8% |
| Jackson State University | $40,419 | $41,113 | +2% |
Compare to Similar Programs in Mississippi
Accounting bachelors's programs at peer institutions in Mississippi (12 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,618 | $40,764 | $49,061 | $20,200 | 0.50 | |
| $9,412 | $59,123 | $65,428 | $23,150 | 0.39 | |
| $13,920 | $52,373 | $56,398 | $54,989 | 1.05 | |
| $29,195 | $43,016 | β | $29,000 | 0.67 | |
| $9,815 | $41,717 | $63,287 | $21,500 | 0.52 | |
| $9,090 | $40,419 | $41,113 | $29,500 | 0.73 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Mississippi, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 40 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.