Analysis
The debt picture here looks surprisingly favorable—$20,500 is well below both the state median ($23,452) and the national median ($25,000) for accounting bachelor's programs. That matters because even with estimated first-year earnings around $54,700 (based on comparable Illinois accounting programs), the debt-to-earnings ratio of 0.37 suggests graduates should be able to manage their loan burden. The challenge is that similar accounting programs in Illinois vary dramatically in outcomes: the top performers like U of I and DePaul are placing graduates at $70,000+, while the state median sits closer to this program's expected range.
What's worth noting is that the $54,700 estimate aligns almost perfectly with the national median for accounting programs, suggesting typical rather than exceptional career launch prospects. For a field where professional credentials (CPA licensure) often matter more than institutional prestige, this could work fine—but it also means University of St Francis graduates are likely competing in a crowded middle tier of the Illinois accounting job market. The relatively low debt burden is the program's strongest selling point, potentially leaving graduates with more financial flexibility during the expensive CPA exam preparation period.
Given the lack of actual outcomes data from this specific program, the safest assumption is that it performs somewhere near the Illinois median. That combination—moderate debt, moderate earnings—suggests this could work for families seeking an affordable path into accounting, but shouldn't be mistaken for the higher-earning trajectory that Illinois's elite accounting programs deliver.
Where University of St Francis Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Illinois
Accounting bachelors's programs at peer institutions in Illinois (42 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $37,000 | $54,694* | — | $20,500 | — | |
| $16,004 | $74,731* | $80,736 | $20,500 | 0.27 | |
| $55,704 | $70,831* | $85,000 | $27,000 | 0.38 | |
| $51,716 | $69,965* | $82,642 | $22,125 | 0.32 | |
| $44,460 | $69,250* | $80,614 | $24,500 | 0.35 | |
| $39,680 | $65,842* | $72,938 | $26,925 | 0.41 | |
| National Median | — | $53,694* | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Francis, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 29 similar programs in IL. Actual outcomes may vary.