Analysis
The small sample size here is critical context, but the numbers still raise questions. University of St. Thomas accounting graduates earn $40,398 in their first year—about $9,000 below the Texas state median and nearly $13,000 below the national benchmark. Among Texas accounting programs, this lands in just the 25th percentile, meaning three-quarters of comparable programs in the state produce higher-earning graduates. The gap is stark when you look at Texas's top programs: UT Austin and Texas A&M graduates start around $68,000, nearly 70% more.
The moderate debt load of $18,000 is actually a strength here, coming in well below both state and national medians. With a 0.45 debt-to-earnings ratio, graduates should be able to manage their loans—that's roughly half a year's earnings, which is reasonable territory. However, the low starting salary means absolute monthly payments could still feel tight, even with less debt than peers elsewhere.
For a family considering this program, the key question is opportunity cost. Texas has strong public options like UT Austin and Texas A&M, plus competitive private programs, all delivering significantly better earnings outcomes. Unless there are compelling personal reasons to attend St. Thomas specifically—location, scholarships that bring costs even lower, or family circumstances that prioritize staying close to Houston—the earnings gap suggests looking at alternatives with stronger accounting placement records.
Where University of St Thomas Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How University of St Thomas graduates compare to all programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $33,660 | $40,398 | — | $18,000 | 0.45 | |
| $57,220 | $72,031 | $78,532 | $17,778 | 0.25 | |
| $64,460 | $68,643 | $77,801 | $15,850 | 0.23 | |
| $54,844 | $68,187 | $80,617 | $20,500 | 0.30 | |
| $11,678 | $68,082 | $78,482 | $19,462 | 0.29 | |
| $13,099 | $67,186 | $84,502 | $17,641 | 0.26 | |
| National Median | — | $53,694 | — | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 18 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.