Median Earnings (1yr)
$40,398
5th percentile
25th percentile in Texas
Median Debt
$18,000
28% below national median

Analysis

The small sample size here is critical context, but the numbers still raise questions. University of St. Thomas accounting graduates earn $40,398 in their first year—about $9,000 below the Texas state median and nearly $13,000 below the national benchmark. Among Texas accounting programs, this lands in just the 25th percentile, meaning three-quarters of comparable programs in the state produce higher-earning graduates. The gap is stark when you look at Texas's top programs: UT Austin and Texas A&M graduates start around $68,000, nearly 70% more.

The moderate debt load of $18,000 is actually a strength here, coming in well below both state and national medians. With a 0.45 debt-to-earnings ratio, graduates should be able to manage their loans—that's roughly half a year's earnings, which is reasonable territory. However, the low starting salary means absolute monthly payments could still feel tight, even with less debt than peers elsewhere.

For a family considering this program, the key question is opportunity cost. Texas has strong public options like UT Austin and Texas A&M, plus competitive private programs, all delivering significantly better earnings outcomes. Unless there are compelling personal reasons to attend St. Thomas specifically—location, scholarships that bring costs even lower, or family circumstances that prioritize staying close to Houston—the earnings gap suggests looking at alternatives with stronger accounting placement records.

Where University of St Thomas Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How University of St Thomas graduates compare to all programs nationally

Compare to Similar Programs in Texas

Accounting bachelors's programs at peer institutions in Texas (67 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of St ThomasHouston$33,660$40,398$18,0000.45
Texas Christian UniversityFort Worth$57,220$72,031$78,532$17,7780.25
Southern Methodist UniversityDallas$64,460$68,643$77,801$15,8500.23
Baylor UniversityWaco$54,844$68,187$80,617$20,5000.30
The University of Texas at AustinAustin$11,678$68,082$78,482$19,4620.29
Texas A&M University-College StationCollege Station$13,099$67,186$84,502$17,6410.26
National Median$53,694$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 20 graduates with debt data. Small samples may not be representative.