Analysis
Drawing from comparable economics programs across Texas, University of St. Thomas appears positioned in the middle of the state's pack—well behind powerhouses like Rice ($78,814) and UT Austin ($58,717), but likely delivering outcomes typical for mid-tier programs. The estimated $51,068 first-year earnings match exactly what Texas economics graduates earn at the median, while the projected $19,500 debt load comes in slightly below the state's $20,500 median. This 0.38 debt-to-earnings ratio suggests manageable repayment, though these figures synthesize patterns from similar programs rather than tracking this school's specific graduates.
The real question is whether St. Thomas's highly accessible admissions (93% acceptance rate) paired with moderate selectivity metrics creates different outcomes than the peer programs informing these estimates. Economics degrees typically open doors to finance, consulting, and corporate roles where school prestige matters considerably. The $27,000 gap between estimated earnings here and what Rice graduates command isn't trivial—it compounds over a career. Still, starting near the state median with below-average debt beats many alternatives.
For families considering this program, recognize you're making a bet on incomplete information. If your student has the academic profile to compete at UT Austin or the state's other top-performing economics programs, those options deserve serious consideration given the earnings differential. If St. Thomas represents the best accessible option with strong institutional support, the estimated debt burden shouldn't prevent graduation or crush early-career finances.
Where University of St Thomas Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in Texas
Economics bachelors's programs at peer institutions in Texas (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,660 | $51,068* | — | $19,500* | — | |
| $58,128 | $78,814* | $88,145 | $11,289* | 0.14 | |
| $64,460 | $71,630* | $74,491 | $19,500* | 0.27 | |
| $11,678 | $58,717* | $81,620 | $21,125* | 0.36 | |
| $51,352 | $57,482* | $72,862 | $20,500* | 0.36 | |
| $50,880 | $55,732* | $57,745 | $24,752* | 0.44 | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 14 similar programs in TX. Actual outcomes may vary.