Median Earnings (1yr)
$56,401
87th percentile (60th in MN)
Median Debt
$25,000
4% below national median
Debt-to-Earnings
0.44
Manageable
Sample Size
197
Adequate data

Analysis

University of St. Thomas business grads earn $56,401 in their first year—substantially above the national median of $45,703 and holding their own in Minnesota's competitive business education landscape. While this ranks in the 87th percentile nationally, the 60th percentile state ranking tells you what matters more: UST falls slightly below Minnesota's median for business programs ($52,469), trailing flagship options like University of Minnesota-Twin Cities by about $10,000. Still, this isn't a concerning gap given UST's private school environment and strong alumni network in the Twin Cities business community.

The financial picture is reassuring. At $25,000 in median debt—slightly below both state and national benchmarks—students face a manageable debt-to-earnings ratio of 0.44, meaning they owe less than half their first-year salary. Earnings growth to $67,336 by year four shows steady career progression rather than stagnation, suggesting UST grads are building real professional momentum rather than hitting early career plateaus.

For families weighing this program against cheaper public options like University of Minnesota-Crookston (similar first-year outcomes, likely lower cost) or pricier private competitors, UST occupies a sensible middle ground. You're paying for access to a Catholic institution with established Twin Cities corporate relationships, and the earnings data confirms those connections translate to solid entry-level opportunities. The debt level won't constrain your graduate's early career choices.

Where University of St Thomas Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of St ThomasOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of St Thomas graduates compare to all programs nationally

University of St Thomas graduates earn $56k, placing them in the 87th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Business Administration, Management and Operations bachelors's programs at peer institutions in Minnesota (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of St Thomas$56,401$67,336$25,0000.44
Capella University$68,701$72,613$33,7500.49
University of Minnesota-Twin Cities$65,996$75,971$20,1600.31
Rasmussen University-Minnesota$59,693$56,566$37,3150.63
Concordia University-Saint Paul$59,044$63,736$27,0000.46
University of Minnesota-Crookston$58,805$72,627$27,4340.47
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Capella University
Minneapolis
$14,436$68,701$33,750
University of Minnesota-Twin Cities
Minneapolis
$16,488$65,996$20,160
Rasmussen University-Minnesota
St. Cloud
$10,899$59,693$37,315
Concordia University-Saint Paul
Saint Paul
$25,000$59,044$27,000
University of Minnesota-Crookston
Crookston
$13,120$58,805$27,434

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 197 graduates with reported earnings and 203 graduates with debt data. Small samples may not be representative.