Analysis
Chemistry degrees in Minnesota cluster around $45,000 in first-year earnings, and similar programs at comparable private institutions suggest St. Thomas graduates likely land in this range—close to what you'd see at Hamline or the University of Minnesota. At roughly $26,000 in estimated debt, the numbers suggest you'd owe about seven months of your first year's salary, which sits comfortably below the traditional one-year-salary threshold that signals manageable debt.
The challenge here is visibility. With too few graduates to generate public outcomes data, you're making this decision based on what's happening at peer schools rather than a track record specific to St. Thomas chemistry majors. That said, the institution enrolls academically solid students (SAT averaging 1296) and Chemistry tends to produce relatively consistent outcomes across schools—it's not a field where institutional prestige dramatically reshapes earning potential the way it might in business or communications.
For a parent evaluating this investment, the estimated debt-to-earnings ratio of 0.56 suggests reasonable financial footing, assuming your student follows a typical chemistry career path (lab work, quality control, research positions). But recognize you're betting on St. Thomas delivering outcomes similar to its Minnesota peers without hard proof it does so. If your student is considering graduate school—common for chemistry majors—factor in additional years of debt before full earning potential kicks in.
Where University of St Thomas Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Minnesota
Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $52,284 | $46,063* | — | $25,945* | — | |
| $48,311 | $50,007* | — | —* | — | |
| $16,488 | $47,451* | $64,031 | $21,158* | 0.45 | |
| $14,318 | $44,674* | $66,981 | $22,500* | 0.50 | |
| $56,970 | $44,020* | $57,761 | $24,988* | 0.57 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MN. Actual outcomes may vary.