Median Earnings (1yr)
$38,396
95th percentile
60th percentile in Minnesota
Median Debt
$27,000
6% above national median

Analysis

University of St. Thomas charges private-school tuition for its psychology program, but graduates earn substantially more than most of their peers nationwide—landing in the 95th percentile when compared to all psychology bachelor's programs. First-year earnings of $38,396 beat the national median by $7,000, with strong continued growth to over $51,000 by year four. The $27,000 debt burden sits right at the national average, making the debt-to-earnings ratio (0.70) quite manageable.

The state comparison offers important perspective. While St. Thomas outperforms nationally, it ranks only at the 60th percentile among Minnesota's 31 psychology programs. Several schools—including College of Saint Benedict and Metropolitan State—place graduates into slightly higher-paying positions. However, St. Thomas still beats the Minnesota median and maintains that impressive earnings trajectory, suggesting its career services or alumni network may provide advantages that compound over time.

For an 85% admission rate school serving primarily middle-class students (only 20% receive Pell grants), this program delivers reliable outcomes. Psychology majors often struggle with low initial earnings, but St. Thomas graduates start well above water and see meaningful salary growth. If your child is committed to psychology and St. Thomas is affordable without excessive borrowing beyond the $27,000 median, this program offers a safer bet than most psychology degrees—just know they're not getting the absolute best value Minnesota offers in this field.

Where University of St Thomas Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of St Thomas graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of St Thomas$38,396$51,174+33%
Gustavus Adolphus College$33,174$53,981+63%
The College of Saint Scholastica$31,367$50,740+62%
Concordia University-Saint Paul$36,243$49,552+37%
University of Minnesota-Twin Cities$36,294$49,126+35%

Compare to Similar Programs in Minnesota

Psychology bachelors's programs at peer institutions in Minnesota (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of St ThomasSaint Paul$52,284$38,396$51,174$27,0000.70
College of Saint BenedictSaint Joseph$53,884$41,029$45,302$27,0000.66
Metropolitan State UniversitySaint Paul$9,780$40,958$44,425$30,1550.74
Capella UniversityMinneapolis$14,436$39,764$43,554$40,8161.03
University of Minnesota-DuluthDuluth$14,318$38,543$45,061$24,2250.63
Walden UniversityMinneapolis$12,498$37,944$41,079$52,7811.39
National Median—$31,482—$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 43 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.