Median Earnings (1yr)
$40,725
5th percentile (25th in KY)
Median Debt
$23,951
4% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
25
Limited data

Analysis

University of the Cumberlands graduates are entering the tech workforce earning $40,725 their first year—roughly $10,000 below Kentucky's median for computer science programs and $20,000 below the national figure. That's a significant gap in a field known for strong early-career earnings. While the $24,000 debt load seems manageable on paper, the debt-to-earnings ratio of 0.59 tells a different story than you'd expect from most CS programs, where graduates typically command salaries high enough to make similar debt trivial.

The numbers get starker when you zoom out: this program ranks in just the 5th percentile nationally among computer science degrees. Even within Kentucky—where tech salaries run lower than coastal markets—it sits at the 25th percentile. Compare this to University of Kentucky grads earning $71,000 or even Western Kentucky at $49,000, and the opportunity cost becomes clear. The sample size is small here, which means these figures could shift year to year, but the pattern is consistent enough to warrant attention.

For a field where starting salaries typically justify the investment quickly, this program presents an unusual challenge. If your child is set on University of the Cumberlands for other reasons—location, community, or financial aid that dramatically reduces out-of-pocket costs—understand they may need to compensate with internships, certifications, or graduate work to reach competitive salary levels.

Where University of the Cumberlands Stands

Earnings vs. debt across all computer and information sciences bachelors's programs nationally

University of the CumberlandsOther computer and information sciences programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of the Cumberlands graduates compare to all programs nationally

University of the Cumberlands graduates earn $41k, placing them in the 5th percentile of all computer and information sciences bachelors programs nationally.

Compare to Similar Programs in Kentucky

Computer and Information Sciences bachelors's programs at peer institutions in Kentucky (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of the Cumberlands$40,725—$23,9510.59
University of Kentucky$71,293$81,070$22,2500.31
University of Louisville$68,351—$21,5000.31
Northern Kentucky University$62,411$75,313$25,0000.40
Sullivan University$52,134$72,304$36,4460.70
Western Kentucky University$48,863$54,925$27,0000.55
National Median$61,322—$25,0000.41

Other Computer and Information Sciences Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Kentucky
Lexington
$13,212$71,293$22,250
University of Louisville
Louisville
$12,828$68,351$21,500
Northern Kentucky University
Highland Heights
$10,896$62,411$25,000
Sullivan University
Louisville
$14,220$52,134$36,446
Western Kentucky University
Bowling Green
$11,436$48,863$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.