Mental and Social Health Services and Allied Professions at University of the Cumberlands
Bachelor's Degree
Analysis
A $21,137 starting salary with $22,750 in debt creates an immediate financial bind that's hard to justify, even for a helping profession. While the small sample size (under 30 graduates) means these numbers could shift, University of the Cumberlands' mental health program lands in the bottom 5% nationally for earnings—graduates here make roughly half what their counterparts earn at typical programs across the country. The debt burden, meanwhile, sits at the 84th percentile, meaning most similar programs leave students owing less.
The Kentucky context offers one bright spot: this program actually matches the state median for this field, placing it at the 60th percentile among the handful of Kentucky schools offering this degree. But that speaks more to the challenging economics of mental health work in Kentucky than to any particular strength of the program. With only five schools in the state offering this major, you're essentially looking at a field that struggles with low pay regardless of where you study.
For parents, the math is stark: a graduate earning $21,000 annually faces serious challenges covering basic living expenses, let alone debt payments. The small sample size means you should dig deeper before dismissing this program entirely, but these numbers suggest graduates are either underemployed or entering positions that don't require a bachelor's degree. Ask the university for more detailed placement data and consider whether this specific credential is necessary for your child's career goals in mental health services.
Where University of the Cumberlands Stands
Earnings vs. debt across all mental and social health services and allied professions bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of the Cumberlands graduates compare to all programs nationally
University of the Cumberlands graduates earn $21k, placing them in the 5th percentile of all mental and social health services and allied professions bachelors programs nationally.
Compare to Similar Programs in Kentucky
Mental and Social Health Services and Allied Professions bachelors's programs at peer institutions in Kentucky (5 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of the Cumberlands | $21,137 | — | $22,750 | 1.08 |
| National Median | $40,004 | — | $27,000 | 0.67 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Cumberlands, approximately 48% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 18 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.