Median Earnings (1yr)
$40,952
28th percentile
40th percentile in Ohio
Median Debt
$22,073
17% below national median

Analysis

University of Toledo's special education program sits right in the middle of Ohio's options—ranking at the 40th percentile statewide—but with a crucial advantage: graduates carry $22,073 in debt, roughly $5,000 less than the typical Ohio special education graduate. That lower debt load partially offsets the below-average starting salary of $40,952, which trails both the state median ($41,362) and national median ($44,139) by a few thousand dollars.

The earnings trajectory shows modest but steady growth, reaching $44,030 by year four. This puts graduates roughly on par with national benchmarks after several years, though they start behind. The debt-to-earnings ratio of 0.54 means graduates owe about half their first-year salary—manageable for a teaching career, particularly since special education teachers often qualify for loan forgiveness programs that can erase much of this debt after ten years of public service.

For families prioritizing affordability in teacher preparation, Toledo delivers reasonable value. You're not getting top-tier Ohio earnings (University of Dayton and Ohio State graduates earn $4,000-5,000 more annually), but you're also avoiding the debt burden that often accompanies those programs. If your child is committed to special education and plans to utilize federal loan forgiveness, the lower debt makes Toledo a sensible choice over pricier competitors.

Where University of Toledo Stands

Earnings vs. debt across all special education and teaching bachelors's programs nationally

Earnings Distribution

How University of Toledo graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of Toledo$40,952$44,030+8%
University of Dayton$45,260$44,985-1%
Ohio State University-Main Campus$45,213$43,720-3%
Miami University-Oxford$41,871$43,240+3%
Ohio University-Eastern Campus$41,362$42,847+4%

Compare to Similar Programs in Ohio

Special Education and Teaching bachelors's programs at peer institutions in Ohio (43 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of ToledoToledo$12,377$40,952$44,030$22,0730.54
University of DaytonDayton$47,600$45,260$44,985$20,6120.46
Ohio State University-Main CampusColumbus$12,859$45,213$43,720$26,8990.59
Capital UniversityColumbus$41,788$42,709$40,804$27,0000.63
University of Cincinnati-Main CampusCincinnati$13,570$42,347—$25,0460.59
Miami University-OxfordOxford$17,809$41,871$43,240$27,0000.64
National Median—$44,139—$26,7170.61

Career Paths

Occupations commonly associated with special education and teaching graduates

Education Teachers, Postsecondary

Teach courses pertaining to education, such as counseling, curriculum, guidance, instruction, teacher education, and teaching English as a second language. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Special Education Teachers, Preschool

Teach academic, social, and life skills to preschool-aged students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

$64,270/yrJobs growth:Bachelor's degree

Special Education Teachers, Middle School

Teach academic, social, and life skills to middle school students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

$64,270/yrJobs growth:Bachelor's degree

Special Education Teachers, Secondary School

Teach academic, social, and life skills to secondary school students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

$64,270/yrJobs growth:Bachelor's degree

Special Education Teachers, All Other

All special education teachers not listed separately.

$64,270/yrJobs growth:Bachelor's degree

Adapted Physical Education Specialists

Provide individualized physical education instruction or services to children, youth, or adults with exceptional physical needs due to gross motor developmental delays or other impairments.

$64,270/yrJobs growth:Bachelor's degree

Interpreters and Translators

Interpret oral or sign language, or translate written text from one language into another.

$59,440/yrJobs growth:Bachelor's degree

Special Education Teachers, Kindergarten

Teach academic, social, and life skills to kindergarten students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

Special Education Teachers, Elementary School

Teach academic, social, and life skills to elementary school students with learning, emotional, or physical disabilities. Includes teachers who specialize and work with students who are blind or have visual impairments; students who are deaf or have hearing impairments; and students with intellectual disabilities.

Teaching Assistants, Special Education

Assist a preschool, elementary, middle, or secondary school teacher to provide academic, social, or life skills to students who have learning, emotional, or physical disabilities. Serve in a position for which a teacher has primary responsibility for the design and implementation of educational programs and services.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Toledo, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 34 graduates with reported earnings and 60 graduates with debt data. Small samples may not be representative.