Analysis
The estimated $25,489 in debt here exceeds what typical biochemistry bachelor's programs carry—national peers report a median of $23,000—while first-year earnings based on comparable programs land right at the national median of $38,000. For a field where most graduates continue to graduate or professional school, that debt burden matters more than it would in a career-ready major. The biochemistry pathway usually involves years of additional education before meaningful career earnings begin, making any undergraduate debt above the national norm a compounding concern.
University of Tulsa's selectivity (average SAT of 1325) suggests academically strong students who could access competitive graduate programs, but the estimated debt-to-earnings ratio of 0.67 indicates you'd be borrowing two-thirds of a first-year salary for credentials that typically serve as a stepping stone rather than a terminal degree. Oklahoma State, the only in-state program with reported data, shows graduates earning $29,720—about $8,000 less than national figures suggest for Tulsa—though direct comparison is difficult when working with estimates.
The practical challenge: if your child plans for medical school, PhD programs, or other graduate work (the norm for this major), taking on above-average undergraduate debt creates financial pressure during years of further education when income remains minimal. If they're planning to work immediately after the bachelor's degree, biochemistry jobs at this salary level often don't require the major itself. Before committing, confirm whether Tulsa's program feeds into strong graduate school placement that would justify the estimated debt load.
Where University of Tulsa Stands
Earnings vs. debt across all biochemistry, biophysics and molecular biology bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Biochemistry, Biophysics and Molecular Biology bachelors's programs at peer institutions in Oklahoma (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $48,602 | $38,037* | — | $25,489* | — | |
| $10,234 | $29,720* | — | $20,030* | 0.67 | |
| National Median | — | $38,036* | — | $23,000* | 0.60 |
Career Paths
Occupations commonly associated with biochemistry, biophysics and molecular biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Biochemists and Biophysicists
Medical Scientists, Except Epidemiologists
Microbiologists
Biological Science Teachers, Postsecondary
Biological Technicians
Food Science Technicians
Biological Scientists, All Other
Bioinformatics Scientists
Molecular and Cellular Biologists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Tulsa, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 136 similar programs. Actual outcomes may vary.