Analysis
The debt burden here looks manageable—similar economics programs in Florida suggest graduates leave with around $19,500 in loans, less than half their first-year earnings of approximately $47,300. That 0.41 debt-to-earnings ratio puts students in a position to handle payments without stretching their budgets too thin, assuming they secure employment in their field relatively quickly after graduation.
However, Florida's economics programs cluster tightly around this earning level, and the state median sits about $4,400 below the national benchmark of $51,700. Whether that gap matters depends on cost of living and career plans. Students planning to stay in Florida's Gulf Coast region might find the earnings adequate, but those eyeing competitive finance or consulting roles in major metros should know peer programs like University of Tampa are producing graduates who earn $7,000 more right out of the gate. With an admission rate above 50% and average SAT scores in the mid-1100s, UWF serves a different student population than Florida's research-intensive flagships, which could influence both networking opportunities and recruiter interest.
The practical takeaway: this looks like a reasonable value proposition for students who understand they're getting regional preparation rather than national positioning. The modest debt won't become an anchor, but parents shouldn't expect earnings that significantly outpace other Florida economics programs.
Where University of West Florida Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in Florida
Economics bachelors's programs at peer institutions in Florida (23 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,360 | $47,304* | — | $19,563* | — | |
| $33,424 | $54,284* | — | $27,000* | 0.50 | |
| $4,879 | $48,632* | $56,091 | $25,111* | 0.52 | |
| $6,368 | $47,743* | — | $25,750* | 0.54 | |
| $6,410 | $47,351* | $54,558 | $22,925* | 0.48 | |
| $6,118 | $47,344* | — | $12,754* | 0.27 | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of West Florida, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in FL. Actual outcomes may vary.