Agricultural Business and Management at University of Wisconsin-Madison

UW-Madison's agricultural business program costs remarkably little—just $14,000 in median debt, which puts it in the 95th percentile nationally for low debt—but its earnings lag behind what other Wisconsin schools deliver. While graduates earn $49,868 in their first year and see solid 33% growth to $66,254 by year four, that initial salary falls in the 40th percentile among Wisconsin ag business programs. Both UW-Platteville and UW-River Falls place graduates into jobs earning roughly $4,000-5,000 more right out of the gate.

The debt-to-earnings ratio of 0.28 is excellent by any measure, meaning graduates owe less than three months' salary. The program performs decently against national benchmarks (63rd percentile), but that state comparison matters more for most students: if you're paying in-state tuition and staying in Wisconsin's agriculture sector, other UW System campuses are delivering better immediate returns. The strong earnings trajectory does narrow the gap over time, suggesting Madison's brand value or network effects kick in after a few years.

For families focused purely on return on investment, the minimal debt makes this a safe choice—you're not betting much money. But if your child plans to work in Wisconsin agriculture, the specialized programs at Platteville or River Falls appear to offer stronger industry connections that translate to better starting positions. The Madison name carries weight, but it doesn't immediately show up in the paychecks of ag business graduates.