Insurance at University of Wisconsin-Madison
Bachelor's Degree
Analysis
UW-Madison's Insurance program launches graduates into remarkably strong starting salaries—$78,796 within a year of graduation, nearly $30,000 above the national median for insurance majors and ranking in the 95th percentile nationally. The $20,500 in typical debt creates an exceptionally manageable debt-to-earnings ratio of 0.26, meaning graduates earn their entire debt load in just over three months. By year four, median earnings reach $96,327, representing 22% growth and putting graduates on track for six-figure incomes.
The Wisconsin context adds an interesting wrinkle: while this program dominates nationally, it sits at the 60th percentile among Wisconsin's two insurance programs. That's not a warning sign—it simply reflects the reality that Madison's only in-state competitor (UW-La Crosse at $52,242) earns substantially less. Madison graduates are out-earning their Wisconsin peers by over $26,000, which more than justifies any differential in program selectivity or cost.
For parents weighing this specialized business degree, the numbers paint a clear picture: strong immediate earnings, controlled debt, and consistent growth. The program combines Madison's academic reputation with direct entry into a well-compensated field. If your student has interest in risk management or actuarial work, this represents one of the strongest insurance programs in the country with concrete returns that begin immediately after graduation.
Where University of Wisconsin-Madison Stands
Earnings vs. debt across all insurance bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Wisconsin-Madison graduates compare to all programs nationally
University of Wisconsin-Madison graduates earn $79k, placing them in the 95th percentile of all insurance bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Wisconsin
Insurance bachelors's programs at peer institutions in Wisconsin (2 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Wisconsin-Madison | $78,796 | $96,327 | $20,500 | 0.26 |
| University of Wisconsin-La Crosse | $52,242 | — | $20,250 | 0.39 |
| National Median | $55,819 | — | $22,728 | 0.41 |
Other Insurance Programs in Wisconsin
Compare tuition, earnings, and debt across Wisconsin schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Wisconsin-La Crosse La Crosse | $9,651 | $52,242 | $20,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Madison, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 94 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.