Analysis
At an estimated $20,625 in debt for a bachelor's degree that peers nationally suggest produces first-year earnings around $39,438, this program shows a manageable debt-to-earnings ratio of 0.52—meaning graduates would owe roughly half their first-year salary. Agriculture programs across the country typically cluster around these same figures, suggesting the field offers consistent, if modest, early-career returns. The debt load is reasonable enough that monthly loan payments shouldn't overwhelm entry-level farm management, agribusiness, or agricultural sales positions.
What's harder to assess is how UW-River Falls specifically compares within Wisconsin, since it's the only agriculture bachelor's program in the state with available data. The school's 82% admission rate and moderate academic profile suggest it's accessible to most students, and just 20% of students receive Pell grants—well below the national average—indicating a relatively affluent student body. Agriculture is inherently place-based, and Wisconsin's strong dairy and crop production sectors could provide regional advantages not captured in national comparisons.
The practical reality: if your child is serious about agriculture and wants to stay in Wisconsin, this may be their clearest four-year path. The estimated debt burden won't be crushing, but first-year earnings in the high $30,000s mean expect a few lean years out of the gate. Make sure they're committed to the field itself—not just the idea of it—before taking on even moderate debt.
Where University of Wisconsin-River Falls Stands
Earnings vs. debt across all agriculture bachelors's programs nationally
Compare to Similar Programs Nationally
Agriculture bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,606 | $39,438* | — | $20,625* | — | |
| $11,075 | $64,786* | $57,972 | $21,903* | 0.34 | |
| $13,099 | $59,625* | $56,790 | $18,585* | 0.31 | |
| $10,857 | $55,828* | — | $25,000* | 0.45 | |
| $11,852 | $54,596* | $42,800 | $27,000* | 0.49 | |
| $66,014 | $53,465* | $48,476 | $15,599* | 0.29 | |
| National Median | — | $39,438* | — | $20,625* | 0.52 |
Career Paths
Occupations commonly associated with agriculture graduates
Agricultural Sciences Teachers, Postsecondary
Animal Scientists
Food Scientists and Technologists
Soil and Plant Scientists
Agricultural Technicians
Precision Agriculture Technicians
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-River Falls, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 47 similar programs. Actual outcomes may vary.