Analysis
UW-Stout's psychology program produces graduates who earn slightly less than the Wisconsin median—ranking at the 40th percentile statewide—but manages to do so with notably lower debt than most alternatives. At $21,190, graduates owe about $5,000 less than the typical Wisconsin psychology student and $4,300 less than the national average. The debt-to-earnings ratio of 0.64 means students can expect to earn enough in their first year to reasonably manage their debt burden, and the 25% earnings growth to year four suggests graduates find ways to leverage their degree over time.
The challenge here is that Wisconsin psychology programs generally outperform the national market, so landing in the middle of the state pack means foregoing the earning potential available at schools like Marian University or UW-Whitewater, where graduates earn $6,000-$13,000 more annually. However, psychology degrees rarely lead to high immediate earnings regardless of institution, and many graduates pursue additional education or career paths where the specific undergraduate program matters less than the foundation it provides.
For families focused on minimizing debt while keeping graduate school options open, UW-Stout offers a straightforward value: solid preparation at a lower cost. If your child is certain about psychology and plans to enter the workforce directly after graduation, the higher-earning programs merit serious consideration. But if flexibility and manageable debt are priorities, this program delivers without creating financial stress.
Where University of Wisconsin-Stout Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Wisconsin-Stout graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Wisconsin-Stout | $32,996 | $41,160 | +25% |
| University of Wisconsin-Madison | $31,985 | $52,087 | +63% |
| Marquette University | $35,076 | $50,539 | +44% |
| Carthage College | $27,741 | $49,688 | +79% |
| Carroll University | $37,079 | $48,351 | +30% |
Compare to Similar Programs in Wisconsin
Psychology bachelors's programs at peer institutions in Wisconsin (30 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,142 | $32,996 | $41,160 | $21,190 | 0.64 | |
| $33,000 | $45,416 | — | $28,468 | 0.63 | |
| $32,286 | $42,355 | $42,673 | $38,866 | 0.92 | |
| $35,080 | $39,874 | $46,913 | $27,000 | 0.68 | |
| — | $39,596 | — | $27,562 | 0.70 | |
| $8,250 | $38,376 | $45,048 | $26,000 | 0.68 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Wisconsin-Stout, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 39 graduates with reported earnings and 62 graduates with debt data. Small samples may not be representative.