Accounting at Upper Iowa University
Bachelor's Degree
Analysis
Upper Iowa University's accounting graduates start slightly above the national median at $54,152, but there's a troubling dynamic beneath these numbers. While the program ranks exactly at the national midpoint, it sits in just the 40th percentile among Iowa accounting programs—meaning six out of ten Iowa accounting schools produce better outcomes. The state's median of $59,252 suggests Iowa employers generally pay accounting graduates well, yet Upper Iowa students earn roughly $7,000 less than their in-state peers. Compare this to nearby competitors: Drake and University of Iowa graduates earn over $65,000, and even similar-sized schools like Wartburg and Loras deliver $60,000+ starting salaries.
The debt picture compounds this concern. At $37,608, graduates carry 40% more debt than the typical Iowa accounting graduate and 50% more than the national median. Combined with earnings that actually decline to $52,881 by year four, the financial trajectory here is backwards. The debt-to-earnings ratio of 0.69 is manageable but less comfortable when your income is dropping rather than rising in your early career.
For Iowa families, this program represents a notably weaker investment than other in-state options. Unless location in Fayette is essential or significant merit aid closes the debt gap, the state's flagship or regional universities offer accounting degrees that deliver $5,000-$13,000 higher starting salaries with less debt—a combination that compounds substantially over a career.
Where Upper Iowa University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Upper Iowa University graduates compare to all programs nationally
Upper Iowa University graduates earn $54k, placing them in the 52th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Iowa
Accounting bachelors's programs at peer institutions in Iowa (23 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Upper Iowa University | $54,152 | $52,881 | $37,608 | 0.69 |
| Drake University | $65,922 | $75,593 | $20,500 | 0.31 |
| University of Iowa | $65,373 | $77,201 | $22,500 | 0.34 |
| Wartburg College | $61,529 | $68,921 | $26,840 | 0.44 |
| Loras College | $61,147 | $70,373 | — | — |
| University of Northern Iowa | $61,088 | $71,359 | $21,525 | 0.35 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Iowa
Compare tuition, earnings, and debt across Iowa schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Drake University Des Moines | $49,944 | $65,922 | $20,500 |
| University of Iowa Iowa City | $10,964 | $65,373 | $22,500 |
| Wartburg College Waverly | $51,040 | $61,529 | $26,840 |
| Loras College Dubuque | $38,298 | $61,147 | — |
| University of Northern Iowa Cedar Falls | $9,728 | $61,088 | $21,525 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 93 graduates with reported earnings and 121 graduates with debt data. Small samples may not be representative.