Median Earnings (1yr)
$54,152
52nd percentile
40th percentile in Iowa
Median Debt
$37,608
50% above national median

Analysis

Upper Iowa University's accounting graduates start slightly above the national median at $54,152, but there's a troubling dynamic beneath these numbers. While the program ranks exactly at the national midpoint, it sits in just the 40th percentile among Iowa accounting programsβ€”meaning six out of ten Iowa accounting schools produce better outcomes. The state's median of $59,252 suggests Iowa employers generally pay accounting graduates well, yet Upper Iowa students earn roughly $7,000 less than their in-state peers. Compare this to nearby competitors: Drake and University of Iowa graduates earn over $65,000, and even similar-sized schools like Wartburg and Loras deliver $60,000+ starting salaries.

The debt picture compounds this concern. At $37,608, graduates carry 40% more debt than the typical Iowa accounting graduate and 50% more than the national median. Combined with earnings that actually decline to $52,881 by year four, the financial trajectory here is backwards. The debt-to-earnings ratio of 0.69 is manageable but less comfortable when your income is dropping rather than rising in your early career.

For Iowa families, this program represents a notably weaker investment than other in-state options. Unless location in Fayette is essential or significant merit aid closes the debt gap, the state's flagship or regional universities offer accounting degrees that deliver $5,000-$13,000 higher starting salaries with less debtβ€”a combination that compounds substantially over a career.

Where Upper Iowa University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Upper Iowa University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Upper Iowa University$54,152$52,881-2%
University of Iowa$65,373$77,201+18%
Drake University$65,922$75,593+15%
Luther College$60,068$74,629+24%
University of Northern Iowa$61,088$71,359+17%

Compare to Similar Programs in Iowa

Accounting bachelors's programs at peer institutions in Iowa (23 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Upper Iowa UniversityFayette$19,000$54,152$52,881$37,6080.69
Drake UniversityDes Moines$49,944$65,922$75,593$20,5000.31
University of IowaIowa City$10,964$65,373$77,201$22,5000.34
Wartburg CollegeWaverly$51,040$61,529$68,921$26,8400.44
Loras CollegeDubuque$38,298$61,147$70,373β€”β€”
University of Northern IowaCedar Falls$9,728$61,088$71,359$21,5250.35
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Upper Iowa University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 93 graduates with reported earnings and 121 graduates with debt data. Small samples may not be representative.