Analysis
Starting salaries around $38,000 make social work one of the helping professions where passion must balance against financial reality. Based on comparable Bachelor's-level programs across Ohio, Ursuline's social work graduates likely enter the field earning close to the state median, with estimated debt of $27,337—about 72% of that first-year income. That's a manageable ratio on paper, but it translates to roughly $300 monthly loan payments on a salary that will challenge most new graduates' budgets in Greater Cleveland.
The larger concern isn't Ursuline specifically—it's the field itself. Even Ohio's highest-performing social work programs show graduates earning in the low-to-mid $40,000s, with Capital University's $44,344 representing the ceiling. This is a profession where advancement and better pay often require a master's degree, meaning this bachelor's may be a stepping stone rather than a terminal credential. Social work attracts students committed to service, but that commitment shouldn't obscure the financial constraints ahead.
If your child is certain about this career path, Ursuline's estimated outcomes align with state norms. The real question is whether they can manage on $38,000 while making loan payments, or whether they'll need to pursue an MSW eventually—which means additional borrowing. Consider whether they have family support to offset living costs, or if they'll need every dollar of that starting salary just to cover basics.
Where Ursuline College Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $37,860 | $37,990* | — | $27,337* | — | |
| $41,788 | $44,344* | $44,174 | $43,038* | 0.97 | |
| $14,081 | $40,959* | $45,206 | $27,000* | 0.66 | |
| $11,188 | $39,926* | $44,078 | $28,250* | 0.71 | |
| $13,570 | $39,292* | $41,234 | $29,125* | 0.74 | |
| $12,377 | $39,254* | $42,056 | $31,000* | 0.79 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ursuline College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 23 similar programs in OH. Actual outcomes may vary.