Analysis
Utah Tech's finance program sits in a tricky spot. The estimated $62,030 first-year earnings match Utah's state median, but that figure comes from just six programs across the state—a thin basis for comparison. Meanwhile, schools with reported data paint a clear hierarchy: BYU grads start above $83,000, and even Utah Valley—another regional institution—reports graduates earning $60,947. Utah Tech's estimated position near the middle doesn't necessarily reflect what its specific graduates achieve.
The estimated $12,750 debt load looks manageable at first glance, creating a 0.21 debt-to-earnings ratio that seems reasonable. But this comes from only three similar programs statewide, and actual debt at Utah Tech could vary significantly. What we know for certain is that Utah finance programs collectively charge about half the national median debt of $23,332, which suggests the state's public universities generally keep costs contained.
For parents evaluating this program, the fundamental challenge is clear: you're making a decision with limited visibility into actual outcomes. If Utah Tech's graduates perform like the state median suggests, your child should manage their debt comfortably. But if they lag closer to the lower end of what finance programs produce, the picture changes. The safest approach is to ask Utah Tech's career services for placement data directly—where do their finance graduates actually work, and what do employers typically pay? Without that program-specific information, you're essentially betting on an assumption rather than investing with confidence.
Where Utah Tech University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in Utah
Finance and Financial Management Services bachelors's programs at peer institutions in Utah (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,074 | $62,030* | — | $12,750* | — | |
| $6,496 | $83,876* | $96,161 | $11,750* | 0.14 | |
| $9,315 | $68,066* | $90,829 | $18,850* | 0.28 | |
| $41,416 | $62,689* | — | $18,071* | 0.29 | |
| $9,228 | $61,371* | $69,741 | $9,720* | 0.16 | |
| $6,270 | $60,947* | $83,180 | $12,750* | 0.21 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Tech University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in UT. Actual outcomes may vary.