Analysis
A debt-to-earnings ratio of 0.35 suggests manageable borrowing for this economics degree, though parents should understand these figures come from peer programs rather than Utah Valley's actual graduates. With an estimated $21,650 in debt and first-year earnings around $61,900 based on other Utah economics programs, the math works—graduates would need to dedicate roughly a third of their first year's salary to eliminate debt entirely, or manage comfortable payments over a standard repayment timeline.
The estimated earnings align closely with what the state's flagship institutions report: University of Utah economics grads earn $64,386, Brigham Young $63,332, and Utah State $60,472. If Utah Valley's program performs similarly—a reasonable expectation given the state's labor market—graduates enter with credentials that employers in Utah clearly value. The program also sits well above the national median of $51,722, suggesting Utah's economy rewards economics degrees more generously than many other states.
The uncertainty here stems entirely from small graduate cohorts, not program quality concerns. For families comfortable with $22,000 in borrowing and confident their student will complete the degree, the estimated outcomes suggest solid economic returns. The real question is whether Utah Valley provides the advising, internship connections, and career support that turn a decent economics curriculum into actual job offers—information you'll need to evaluate through campus visits and conversations with current students.
Where Utah Valley University Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in Utah
Economics bachelors's programs at peer institutions in Utah (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $61,902* | — | $21,650* | — | |
| $9,315 | $64,386* | $68,470 | $16,642* | 0.26 | |
| $6,496 | $63,332* | $81,529 | $11,000* | 0.17 | |
| $9,228 | $60,472* | $73,167 | $15,250* | 0.25 | |
| $6,770 | $43,266* | — | —* | — | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in UT. Actual outcomes may vary.