Mathematics at Utica University

A debt load near $22,000 against estimated first-year earnings of $45,880 creates a manageable debt-to-earnings ratio of 0.47—well below the concerning 1.0 threshold. Based on comparable bachelor's mathematics programs across New York, these figures suggest graduates could realistically repay their loans while building a career. The estimated debt sits close to the state median, while earnings align exactly with what similar programs produce statewide.

However, context matters. Elite mathematics programs in New York—Cornell, RPI, Fordham—generate first-year earnings ranging from $73,000 to over $87,000, more than double what peer programs at this level typically produce. That gap reflects real differences in career trajectories, whether due to alumni networks, regional employment markets, or the mathematical rigor different programs demand. Nationally, the median mathematics graduate earns about $49,000, putting these state estimates slightly below the typical national outcome.

For a family evaluating Utica's program specifically, the moderate debt combined with the university's 87% admission rate and accessible student profile suggests a workable investment—provided your child has clear post-graduation plans. Mathematics degrees open doors to actuarial work, data analysis, teaching, and graduate study, but outcomes vary widely based on how graduates leverage the degree. The estimated figures point to financial viability, but they can't tell you whether this particular program will position your student competitively against graduates from more selective institutions.