Median Earnings (1yr)
$31,057
46th percentile (40th in IN)
Median Debt
$27,000
6% above national median
Debt-to-Earnings
0.87
Manageable
Sample Size
29
Limited data

Analysis

The small sample size here is crucial—with fewer than 30 graduates, these numbers could easily shift. That said, the pattern shows below-average starting pay at $31,057, landing in the 40th percentile among Indiana psychology programs and slightly below the national median. Indiana's top performers like Trine University and Indiana Institute of Technology start psychology grads nearly $6,000 higher, suggesting Valparaiso's outcomes lag behind more career-focused institutions in the state. The debt picture offers a silver lining: at $27,000, graduates borrow slightly less than state and national averages, keeping the initial debt burden manageable at 0.87 times first-year earnings.

The 35% earnings jump by year four shows meaningful income progression, reaching nearly $42,000, though this could reflect graduates pursuing additional credentials or switching fields entirely. For a psychology bachelor's degree from a school with a 92% admission rate, these outcomes place Valparaiso squarely in the middle of the pack—not alarming, but not compelling either. If your child is set on psychology at Valparaiso, the relatively modest debt load means they won't be crushed financially, but they should understand they're starting behind peers at other Indiana schools and will need a clear plan for graduate school or a specific career path to justify the investment.

Where Valparaiso University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Valparaiso UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Valparaiso University graduates compare to all programs nationally

Valparaiso University graduates earn $31k, placing them in the 46th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Psychology bachelors's programs at peer institutions in Indiana (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Valparaiso University$31,057$41,931$27,0000.87
Trine University$37,096$39,713$27,0000.73
Trine University-Regional/Non-Traditional Campuses$37,096$39,713$27,0000.73
Indiana Institute of Technology$36,111—$33,6110.93
Indiana Institute of Technology-College of Professional Studies$36,111—$33,6110.93
Indiana State University$35,742$37,358$27,0000.76
National Median$31,482—$25,5000.81

Other Psychology Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Trine University
Angola
$35,600$37,096$27,000
Trine University-Regional/Non-Traditional Campuses
Angola
$9,576$37,096$27,000
Indiana Institute of Technology
Fort Wayne
$30,446$36,111$33,611
Indiana Institute of Technology-College of Professional Studies
Fort Wayne
$9,900$36,111$33,611
Indiana State University
Terre Haute
$9,992$35,742$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Valparaiso University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 49 graduates with debt data. Small samples may not be representative.