Analysis
Borrowing around $12,000 for a two-year degree that leads to $37,000 in first-year earnings—based on national patterns for agricultural business programs—represents a manageable debt load, though the path forward deserves scrutiny. The debt-to-earnings ratio of 0.32 suggests graduates could reasonably handle loan payments, and by year four, earnings climb to $45,000. That's solid progress, though it raises questions about whether the degree itself drives that growth or if it's simply job tenure and experience in agriculture sectors where many workers advance without credentials.
What's harder to assess is how Vincennes specifically prepares students compared to the 225 other schools offering this associate's degree nationally. The estimated figures tell us this program performs right at the national median—neither standing out nor lagging behind—but without actual graduate outcomes from this campus, you're essentially betting that Vincennes delivers the same results as its peers. For a field where hands-on experience and local industry connections often matter more than classroom theory, the school's relationships with Indiana agribusinesses and the quality of its internship pipeline become critical factors that numbers alone can't capture.
If your child already has farm family connections or a clear agricultural career path in Indiana, this represents a low-risk credential that shouldn't create financial hardship. For someone exploring options or hoping the degree alone will open doors, recognize you're investing in a field where practical skills and networking may ultimately matter more than the diploma itself.
Where Vincennes University Stands
Earnings vs. debt across all agricultural business and management associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Vincennes University | — | $45,478 | — |
| Bismarck State College | $38,623 | $55,381 | +43% |
| Des Moines Area Community College | $40,506 | $49,112 | +21% |
| Lake Area Technical College | $41,340 | $44,958 | +9% |
| Northeast Community College | $36,223 | $44,441 | +23% |
Compare to Similar Programs Nationally
Agricultural Business and Management associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,886 | $37,423* | $45,478 | $11,978* | — | |
| $5,928 | $48,646* | $43,988 | $11,956* | 0.25 | |
| $6,308 | $47,472* | $42,239 | —* | — | |
| $3,540 | $42,642* | $40,002 | $10,748* | 0.25 | |
| $8,895 | $41,966* | $43,018 | $12,750* | 0.30 | |
| $6,718 | $41,340* | $44,958 | $12,000* | 0.29 | |
| National Median | — | $37,423* | — | $12,000* | 0.32 |
Career Paths
Occupations commonly associated with agricultural business and management graduates
Economists
Environmental Economists
Farmers, Ranchers, and Other Agricultural Managers
Agricultural Sciences Teachers, Postsecondary
Economics Teachers, Postsecondary
Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products
Computer User Support Specialists
Buyers and Purchasing Agents, Farm Products
Farm and Home Management Educators
First-Line Supervisors of Office and Administrative Support Workers
First-Line Supervisors of Farming, Fishing, and Forestry Workers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Vincennes University, approximately 9% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 16 similar programs. Actual outcomes may vary.