Analysis
Warner University's social work program carries an estimated debt load of nearly $32,000—considerably higher than the $21,875 median for Florida social work programs and well above the $26,362 national median. This elevated borrowing matters when peer programs across Florida suggest first-year earnings around $36,400, creating a debt-to-earnings ratio of 0.87. That's manageable but not generous, especially for a helping profession known for modest starting salaries and emotionally demanding work.
The comparison to Florida's public universities is revealing. Florida International graduates from similar programs start around $41,600, while even mid-tier state schools produce outcomes in the $36,400-$39,900 range with significantly less debt. Warner serves a population where 53% receive Pell grants, so many families here are already stretching financially. Taking on an extra $10,000 in debt compared to state alternatives doesn't make mathematical sense when the career outcomes appear comparable.
For parents weighing this investment, the question is straightforward: what does Warner offer beyond what a Florida public university provides? If it's geographic proximity, smaller classes, or mission alignment with your family's values, factor that into your decision. But purely from an earnings-and-debt perspective, this program asks students to pay a premium without clear evidence of a corresponding salary advantage.
Where Warner University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Florida
Social Work bachelors's programs at peer institutions in Florida (14 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $28,160 | $36,407* | — | $31,838* | — | |
| $6,565 | $41,626* | $37,464 | $18,800* | 0.45 | |
| $4,879 | $39,912* | $41,339 | $21,101* | 0.53 | |
| $6,410 | $37,458* | $40,510 | $21,875* | 0.58 | |
| $6,360 | $36,573* | $36,233 | $17,373* | 0.48 | |
| $6,118 | $36,407* | $43,345 | $18,837* | 0.52 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Warner University, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in FL. Actual outcomes may vary.