Median Earnings (1yr)
$40,607
5th percentile
25th percentile in North Carolina
Median Debt
$20,000
20% below national median

Analysis

Western Carolina's accounting program sits in the bottom quarter of North Carolina offerings, with first-year earnings of $40,607 falling well below the state median of $48,489. That's roughly $8,000 less annually than what nearby Appalachian State graduates earn, and about half the gap behind top earners from NC State or Elon. The program ranks in just the 5th percentile nationallyβ€”meaning 95% of accounting programs produce better initial outcomes.

The silver lining is trajectory: earnings climb 28% to nearly $52,000 by year four, which is solid growth, and the debt load of $20,000 is manageable relative to first-year income. Still, even with this progression, graduates remain behind their peers at comparable regional public universities. The 0.49 debt-to-earnings ratio won't crush anyone financially, but it doesn't offset the opportunity cost of starting nearly $15,000 behind the national median for accounting majors.

If your child is committed to staying in western North Carolina and values the smaller campus environment, this program won't bury them in debt. But purely as a financial investment for an accounting degree, there are notably stronger options within the UNC system and at nearby public universities that deliver substantially higher earning potential from day one.

Where Western Carolina University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Western Carolina University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Western Carolina University$40,607$51,846+28%
Elon University$69,764$87,359+25%
North Carolina State University at Raleigh$56,606$70,576+25%
Appalachian State University$55,671$67,922+22%
University of North Carolina at Charlotte$50,928$64,596+27%

Compare to Similar Programs in North Carolina

Accounting bachelors's programs at peer institutions in North Carolina (37 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Carolina UniversityCullowhee$4,532$40,607$51,846$20,0000.49
Elon UniversityElon$44,536$69,764$87,359$20,0000.29
North Carolina State University at RaleighRaleigh$8,895$56,606$70,576$20,9460.37
Appalachian State UniversityBoone$7,541$55,671$67,922$23,2620.42
Belmont Abbey CollegeBelmont$19,500$55,224$60,099$25,9820.47
University of North Carolina AshevilleAsheville$7,461$53,705$55,852$22,6120.42
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Carolina University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.