Median Earnings (1yr)
$32,352
57th percentile (40th in CO)
Median Debt
$26,000
2% above national median
Debt-to-Earnings
0.80
Manageable
Sample Size
37
Adequate data

Analysis

Western Colorado's psychology program shows an unusual pattern: graduates start below Colorado's median ($32,352 versus $33,234 statewide), landing in just the 40th percentile among Colorado programs. However, earnings jump 45% by year four to $46,875—well above both the state and national medians. This growth trajectory distinguishes it from many psychology programs where earnings stagnate in the $30,000s.

The $26,000 debt load sits slightly above the state median but remains manageable given the four-year earnings outlook. The debt-to-earnings ratio of 0.80 means graduates owe less than a year's starting salary—workable if you can navigate those first few years. For context, Colorado's top-performing programs like Adams State and Metro State show higher immediate earnings but may not demonstrate the same upward momentum.

The critical question is what drives that earnings growth—whether graduates are moving into specialized roles, pursuing graduate education, or simply gaining traction in competitive fields. For families willing to accept a slower financial start, this program offers a viable path forward, particularly if the small-town setting in Gunnison aligns with student preferences. Just understand your graduate may need financial support or side income during those initial years while earnings catch up.

Where Western Colorado University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Western Colorado UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Western Colorado University graduates compare to all programs nationally

Western Colorado University graduates earn $32k, placing them in the 57th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Psychology bachelors's programs at peer institutions in Colorado (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Western Colorado University$32,352$46,875$26,0000.80
Adams State University$37,943—$22,7450.60
Metropolitan State University of Denver$37,702$40,886$24,5910.65
Colorado State University-Fort Collins$37,121$44,703$23,1470.62
Colorado Christian University$36,537$42,257$44,0881.21
University of Colorado Denver/Anschutz Medical Campus$36,482$44,972$28,0000.77
National Median$31,482—$25,5000.81

Other Psychology Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Adams State University
Alamosa
$9,776$37,943$22,745
Metropolitan State University of Denver
Denver
$10,780$37,702$24,591
Colorado State University-Fort Collins
Fort Collins
$12,896$37,121$23,147
Colorado Christian University
Lakewood
$39,266$36,537$44,088
University of Colorado Denver/Anschutz Medical Campus
Denver
$10,017$36,482$28,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Colorado University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 37 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.