Analysis
Western Colorado's psychology program shows an unusual pattern: graduates start below Colorado's median ($32,352 versus $33,234 statewide), landing in just the 40th percentile among Colorado programs. However, earnings jump 45% by year four to $46,875—well above both the state and national medians. This growth trajectory distinguishes it from many psychology programs where earnings stagnate in the $30,000s.
The $26,000 debt load sits slightly above the state median but remains manageable given the four-year earnings outlook. The debt-to-earnings ratio of 0.80 means graduates owe less than a year's starting salary—workable if you can navigate those first few years. For context, Colorado's top-performing programs like Adams State and Metro State show higher immediate earnings but may not demonstrate the same upward momentum.
The critical question is what drives that earnings growth—whether graduates are moving into specialized roles, pursuing graduate education, or simply gaining traction in competitive fields. For families willing to accept a slower financial start, this program offers a viable path forward, particularly if the small-town setting in Gunnison aligns with student preferences. Just understand your graduate may need financial support or side income during those initial years while earnings catch up.
Where Western Colorado University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Western Colorado University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Western Colorado University | $32,352 | $46,875 | +45% |
| University of Colorado Boulder | $30,176 | $51,637 | +71% |
| University of Denver | $31,955 | $49,697 | +56% |
| University of Colorado Denver/Anschutz Medical Campus | $36,482 | $44,972 | +23% |
| Colorado State University-Fort Collins | $37,121 | $44,703 | +20% |
Compare to Similar Programs in Colorado
Psychology bachelors's programs at peer institutions in Colorado (16 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,083 | $32,352 | $46,875 | $26,000 | 0.80 | |
| $9,776 | $37,943 | — | $22,745 | 0.60 | |
| $10,780 | $37,702 | $40,886 | $24,591 | 0.65 | |
| $12,896 | $37,121 | $44,703 | $23,147 | 0.62 | |
| $39,266 | $36,537 | $42,257 | $44,088 | 1.21 | |
| $10,017 | $36,482 | $44,972 | $28,000 | 0.77 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Colorado University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 37 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.