Est. Earnings (1yr)
$47,951
Est. from MI median (3 programs)
Est. Median Debt
$25,125
Est. from MI median (6 programs)

Analysis

Is borrowing $25,000 for a mathematics degree sustainable when first-year earnings hover around $48,000? Based on comparable bachelor's programs in Michigan, Western Michigan's mathematics graduates appear positioned near the state's middle tier—similar to Michigan State but well below Michigan's flagship campus. The debt-to-earnings ratio of 0.52 suggests that a typical graduate would dedicate roughly half their first-year salary to paying down loans, which falls within manageable territory if those early earnings translate to steady growth.

The challenge with mathematics degrees is that outcomes depend heavily on career path. Similar programs in Michigan produce graduates entering teaching (lower starting pay but stable employment) alongside those moving into actuarial work, data analysis, or software development (higher earnings potential). Western Michigan's 85% admission rate and solid regional reputation suggest this program serves students well, though it's not competing for the same applicant pool as Ann Arbor. The estimated $25,000 debt burden aligns with what other Michigan public universities report for this major.

For families evaluating this investment, the key question is career direction. If your child has a clear plan for their math degree—whether that's teaching certification, graduate school preparation, or moving into tech roles—the debt load appears reasonable. Without that direction, you're looking at estimated middling outcomes with real debt obligations, making it worth having explicit conversations about post-graduation plans before committing.

Where Western Michigan University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Compare to Similar Programs in Michigan

Mathematics bachelors's programs at peer institutions in Michigan (31 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Western Michigan UniversityKalamazoo$15,298$47,951*$25,125*
University of Michigan-Ann ArborAnn Arbor$17,228$80,676*$97,139$21,589*0.27
Michigan State UniversityEast Lansing$15,988$47,951*$54,324$21,500*0.45
Grand Valley State UniversityAllendale$14,628$45,349*$46,279$27,000*0.60
National Median$48,772*$21,500*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Western Michigan University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MI. Actual outcomes may vary.