Median Earnings (1yr)
$45,589
18th percentile (25th in NJ)
Median Debt
$24,500
2% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
119
Adequate data

Analysis

William Paterson's accounting program starts slowly but builds momentum—though whether that growth compensates for the weak launch depends on your timeline. First-year graduates earn $45,589, roughly $8,000 below New Jersey's median for accounting programs and landing in just the 25th percentile statewide. For context, nearby competitors like Rutgers and The College of New Jersey place their graduates at $68,000-$74,000 right out of the gate. The debt load of $24,500 is reasonable and slightly below state norms, but it's still 54% of that first year's salary.

The 34% earnings jump to $61,075 by year four tells a more optimistic story about long-term trajectory. This suggests William Paterson graduates eventually find their footing in the accounting market, though they're playing catch-up during those critical early career years when peers from higher-ranked programs are already establishing themselves professionally and financially. The admission rate of 93% and high Pell grant percentage indicate this program serves a broad access mission, which matters for families who might not have alternatives.

For families choosing between William Paterson and pricier alternatives, the math could work if your child plans to stay in accounting long-term and can absorb the slower start. But if higher-earning NJ public options like Rutgers are accessible, the $20,000+ annual earnings difference from day one is hard to overlook.

Where William Paterson University of New Jersey Stands

Earnings vs. debt across all accounting bachelors's programs nationally

William Paterson University of New JerseyOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How William Paterson University of New Jersey graduates compare to all programs nationally

William Paterson University of New Jersey graduates earn $46k, placing them in the 18th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Accounting bachelors's programs at peer institutions in New Jersey (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
William Paterson University of New Jersey$45,589$61,075$24,5000.54
The College of New Jersey$74,403$85,225$22,5000.30
Seton Hall University$69,411$87,039$25,0000.36
Rutgers University-Newark$68,141$78,766$22,7700.33
Rutgers University-Camden$68,141$78,766$22,7700.33
Rutgers University-New Brunswick$68,141$78,766$22,7700.33
National Median$53,694—$25,0000.47

Other Accounting Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
The College of New Jersey
Ewing
$18,685$74,403$22,500
Seton Hall University
South Orange
$51,370$69,411$25,000
Rutgers University-Newark
Newark
$16,586$68,141$22,770
Rutgers University-Camden
Camden
$17,079$68,141$22,770
Rutgers University-New Brunswick
New Brunswick
$17,239$68,141$22,770

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At William Paterson University of New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 119 graduates with reported earnings and 141 graduates with debt data. Small samples may not be representative.