Analysis
Chemistry programs in New Jersey typically launch graduates into starting salaries around $45,000, and William Paterson appears to track close to this state norm based on data from comparable programs. The estimated debt load of $23,425 creates a manageable 0.52 ratio to first-year earnings—meaning graduates would owe roughly half their starting salary. That's a reasonable starting point for a science degree, though the real story emerges by year four, when median earnings jump to $71,563.
That four-year figure matters because it suggests career progression typical of lab and technical roles where experience and certifications build earning power. The gap between estimated first-year earnings and the actual four-year data shows the kind of trajectory parents should consider when evaluating chemistry degrees. While some New Jersey programs like Montclair State and Rowan report stronger initial outcomes in the mid-$50,000s, William Paterson serves a different population—nearly half its students receive Pell grants—and the financial picture still looks sustainable.
The key question is whether your student plans to pursue graduate work, since many chemistry careers require advanced degrees. If they're aiming for industry positions with a bachelor's degree, the debt-to-earnings math works, but they'll likely need those first few years of salary growth to really get ahead financially.
Where William Paterson University of New Jersey Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| William Paterson University of New Jersey | — | $71,563 | — |
| Rutgers University-Camden | $44,949 | $73,289 | +63% |
| Rutgers University-New Brunswick | $44,949 | $73,289 | +63% |
| Rutgers University-Newark | $44,949 | $73,289 | +63% |
| Rowan University | $53,607 | $70,580 | +32% |
Compare to Similar Programs in New Jersey
Chemistry bachelors's programs at peer institutions in New Jersey (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,150 | $44,949* | $71,563 | $23,425* | — | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $15,700 | $53,607* | $70,580 | $27,000* | 0.50 | |
| $17,079 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $17,239 | $44,949* | $73,289 | $23,250* | 0.52 | |
| $16,586 | $44,949* | $73,289 | $23,250* | 0.52 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At William Paterson University of New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in NJ. Actual outcomes may vary.