Mental and Social Health Services and Allied Professions at William Paterson University of New Jersey
Bachelor's Degree
Analysis
William Paterson's Mental and Social Health Services program performs solidly within New Jersey, ranking in the 60th percentile for earnings among the state's limited options for this degree. While first-year earnings of $39,228 sit just below the national median, graduates see meaningful income growth—reaching nearly $52,000 by year four. That's a 32% increase that suggests the field rewards experience more than many entry-level positions. The $26,000 in typical debt aligns closely with both state and national norms, creating a manageable debt-to-earnings ratio of 0.66.
The tradeoff here is clear: you're investing in a helping profession that starts modestly but builds steadily. First-year earnings barely cover two times the debt load, which means recent graduates will need to budget carefully. However, the trajectory matters—by year four, earnings nearly double the debt figure, putting graduates on firmer financial footing. For students committed to mental health and social services work, this represents a realistic pathway into the field without crushing debt burdens.
With William Paterson's 93% admission rate and nearly half the student body receiving Pell grants, this program offers accessible entry into a growing sector. Parents should know their child won't get rich quickly in this career, but the combination of reasonable debt and steady earning potential makes it a viable choice for students passionate about this work.
Where William Paterson University of New Jersey Stands
Earnings vs. debt across all mental and social health services and allied professions bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How William Paterson University of New Jersey graduates compare to all programs nationally
William Paterson University of New Jersey graduates earn $39k, placing them in the 45th percentile of all mental and social health services and allied professions bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in New Jersey
Mental and Social Health Services and Allied Professions bachelors's programs at peer institutions in New Jersey (2 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| William Paterson University of New Jersey | $39,228 | $51,923 | $26,000 | 0.66 |
| National Median | $40,004 | — | $27,000 | 0.67 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At William Paterson University of New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 64 graduates with reported earnings and 89 graduates with debt data. Small samples may not be representative.