Analysis
A $26,000 debt load sits right at the national average for chemistry bachelor's programs, but what matters more is whether Winona State's chemistry grads can handle it. Based on four comparable Minnesota chemistry programs, first-year earnings hover around $46,000—slightly above the national median and in line with what peer state programs report. That puts the debt-to-earnings ratio at 0.56, meaning graduates would owe roughly half their first-year salary, a manageable threshold that suggests loan payments shouldn't consume their early career budgets.
The challenge here is uncertainty. Minnesota's chemistry programs show significant variation in outcomes, from $44,000 to $50,000 in first-year earnings among schools with reported data. Winona State's estimate falls comfortably in the middle of this range, but without actual graduate outcomes, parents can't know whether this specific program consistently places students in industry labs, graduate schools, or other chemistry careers that justify the investment. The $26,000 debt figure is concrete—your child will owe that. The earning power is the question mark.
For families weighing this program, the fundamentals look sound: debt is controlled, and similar Minnesota chemistry programs produce starting salaries that cover repayment. But given the data gap, verify that Winona State's chemistry graduates are actually landing jobs comparable to programs at Minnesota-Duluth or Hamline before committing. The numbers suggest viability, but you're banking on an estimate, not a track record.
Where Winona State University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Minnesota
Chemistry bachelors's programs at peer institutions in Minnesota (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,498 | $46,063* | — | $26,000 | — | |
| $48,311 | $50,007* | — | — | — | |
| $16,488 | $47,451* | $64,031 | $21,158 | 0.45 | |
| $14,318 | $44,674* | $66,981 | $22,500 | 0.50 | |
| $56,970 | $44,020* | $57,761 | $24,988 | 0.57 | |
| National Median | — | $42,581* | — | $24,000 | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Winona State University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MN. Actual outcomes may vary.