Analysis
An associate's degree in business should provide quick access to steady work, but the earnings trajectory here raises questions. Similar programs in Maryland suggest first-year earnings around $36,800—right at the state median—but the reported four-year figure of $27,471 represents a significant decline. This backwards slide is unusual for business graduates, who typically see modest raises as they gain experience. Whether this reflects changing employment patterns among this program's actual graduates or data quirks from a small sample, it complicates the value calculation.
The estimated debt of $10,750 looks manageable at first glance—well below both the state and national medians for business associate's programs, and translating to a debt-to-earnings ratio of 0.29. But that calculation assumes the higher first-year estimate holds true. If earnings actually track closer to that four-year figure, you're looking at a much tighter situation financially. The 41% Pell grant population suggests many students here need these programs to deliver clear economic mobility, and declining earnings don't support that goal.
Consider that the strongest comparable business programs in Maryland—like Strayer's $44,154 or Hagerstown's $41,970—show markedly better outcomes. Without reliable program-specific data, you're making an investment decision with limited visibility into what this particular program actually produces for its graduates.
Where Wor-Wic Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Wor-Wic Community College | — | $27,471 | — |
| Montgomery College | $29,449 | $51,009 | +73% |
| Strayer University-Maryland | $44,154 | $47,516 | +8% |
| Community College of Baltimore County | $36,801 | $44,670 | +21% |
| Hagerstown Community College | $41,970 | $44,478 | +6% |
Compare to Similar Programs in Maryland
Business/Commerce associates's programs at peer institutions in Maryland (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,744 | $36,801* | $27,471 | $10,750* | — | |
| $13,920 | $44,154* | $47,516 | $32,810* | 0.74 | |
| $4,320 | $41,970* | $44,478 | $12,750* | 0.30 | |
| $4,380 | $36,801* | $44,670 | $17,499* | 0.48 | |
| $3,772 | $33,619* | $42,863 | $7,062* | 0.21 | |
| $5,394 | $29,449* | $51,009 | $9,250* | 0.31 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Wor-Wic Community College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MD. Actual outcomes may vary.