Median Earnings (1yr)
$60,200
74th percentile (60th in OH)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
30
Adequate data

Analysis

Xavier's accounting program delivers solid returns with unusually manageable debt. Starting at $60,200, graduates earn 12% more than the national median and 7% more than Ohio's typical accounting grad. More impressive is the $27,000 median debt—$2,000 below the Ohio average and among the lowest quarter nationally. That 0.45 debt-to-earnings ratio means graduates owe less than half their first-year salary, making the financial transition after college relatively comfortable.

Within Ohio's accounting landscape, Xavier holds its own against bigger names. While Case Western and Miami grads start about $7,500 higher, they typically carry significantly more debt. Xavier trails Ohio State by just $2,200 in starting salary while maintaining that debt advantage. The 20% earnings growth to $72,363 by year four suggests strong career progression, closing much of that gap with pricier alternatives.

The combination here is hard to beat: above-average earnings with below-average debt at a school with an 88% acceptance rate. For families concerned about both outcomes and accessibility, this represents a low-risk path into accounting. You're not paying for an elite credential, but you're getting professional-track results without the crushing debt that often comes with private universities.

Where Xavier University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Xavier UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Xavier University graduates compare to all programs nationally

Xavier University graduates earn $60k, placing them in the 74th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Accounting bachelors's programs at peer institutions in Ohio (57 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Xavier University$60,200$72,363$27,0000.45
Case Western Reserve University$67,830$78,857$25,0000.37
Miami University-Oxford$67,743$77,503$23,0000.34
University of Dayton$65,127$72,243$27,0000.41
Ohio State University-Main Campus$62,399$77,705$23,2840.37
John Carroll University$62,145$75,037$27,0000.43
National Median$53,694$25,0000.47

Other Accounting Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Case Western Reserve University
Cleveland
$64,671$67,830$25,000
Miami University-Oxford
Oxford
$17,809$67,743$23,000
University of Dayton
Dayton
$47,600$65,127$27,000
Ohio State University-Main Campus
Columbus
$12,859$62,399$23,284
John Carroll University
University Heights
$49,100$62,145$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.