Median Earnings (1yr)
$60,200
74th percentile
60th percentile in Ohio
Median Debt
$27,000
8% above national median

Analysis

Xavier's accounting program delivers solid returns with unusually manageable debt. Starting at $60,200, graduates earn 12% more than the national median and 7% more than Ohio's typical accounting grad. More impressive is the $27,000 median debtβ€”$2,000 below the Ohio average and among the lowest quarter nationally. That 0.45 debt-to-earnings ratio means graduates owe less than half their first-year salary, making the financial transition after college relatively comfortable.

Within Ohio's accounting landscape, Xavier holds its own against bigger names. While Case Western and Miami grads start about $7,500 higher, they typically carry significantly more debt. Xavier trails Ohio State by just $2,200 in starting salary while maintaining that debt advantage. The 20% earnings growth to $72,363 by year four suggests strong career progression, closing much of that gap with pricier alternatives.

The combination here is hard to beat: above-average earnings with below-average debt at a school with an 88% acceptance rate. For families concerned about both outcomes and accessibility, this represents a low-risk path into accounting. You're not paying for an elite credential, but you're getting professional-track results without the crushing debt that often comes with private universities.

Where Xavier University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Xavier University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Xavier University$60,200$72,363+20%
Case Western Reserve University$67,830$78,857+16%
Ohio State University-Main Campus$62,399$77,705+25%
Miami University-Oxford$67,743$77,503+14%
John Carroll University$62,145$75,037+21%

Compare to Similar Programs in Ohio

Accounting bachelors's programs at peer institutions in Ohio (57 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Xavier UniversityCincinnati$48,125$60,200$72,363$27,0000.45
Case Western Reserve UniversityCleveland$64,671$67,830$78,857$25,0000.37
Miami University-OxfordOxford$17,809$67,743$77,503$23,0000.34
University of DaytonDayton$47,600$65,127$72,243$27,0000.41
Ohio State University-Main CampusColumbus$12,859$62,399$77,705$23,2840.37
John Carroll UniversityUniversity Heights$49,100$62,145$75,037$27,0000.43
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.