Analysis
Xavier's accounting program delivers solid returns with unusually manageable debt. Starting at $60,200, graduates earn 12% more than the national median and 7% more than Ohio's typical accounting grad. More impressive is the $27,000 median debtβ$2,000 below the Ohio average and among the lowest quarter nationally. That 0.45 debt-to-earnings ratio means graduates owe less than half their first-year salary, making the financial transition after college relatively comfortable.
Within Ohio's accounting landscape, Xavier holds its own against bigger names. While Case Western and Miami grads start about $7,500 higher, they typically carry significantly more debt. Xavier trails Ohio State by just $2,200 in starting salary while maintaining that debt advantage. The 20% earnings growth to $72,363 by year four suggests strong career progression, closing much of that gap with pricier alternatives.
The combination here is hard to beat: above-average earnings with below-average debt at a school with an 88% acceptance rate. For families concerned about both outcomes and accessibility, this represents a low-risk path into accounting. You're not paying for an elite credential, but you're getting professional-track results without the crushing debt that often comes with private universities.
Where Xavier University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Xavier University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Xavier University | $60,200 | $72,363 | +20% |
| Case Western Reserve University | $67,830 | $78,857 | +16% |
| Ohio State University-Main Campus | $62,399 | $77,705 | +25% |
| Miami University-Oxford | $67,743 | $77,503 | +14% |
| John Carroll University | $62,145 | $75,037 | +21% |
Compare to Similar Programs in Ohio
Accounting bachelors's programs at peer institutions in Ohio (57 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $48,125 | $60,200 | $72,363 | $27,000 | 0.45 | |
| $64,671 | $67,830 | $78,857 | $25,000 | 0.37 | |
| $17,809 | $67,743 | $77,503 | $23,000 | 0.34 | |
| $47,600 | $65,127 | $72,243 | $27,000 | 0.41 | |
| $12,859 | $62,399 | $77,705 | $23,284 | 0.37 | |
| $49,100 | $62,145 | $75,037 | $27,000 | 0.43 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.