Accounting at Xavier University
Bachelor's Degree
Analysis
Xavier's accounting program delivers solid returns with unusually manageable debt. Starting at $60,200, graduates earn 12% more than the national median and 7% more than Ohio's typical accounting grad. More impressive is the $27,000 median debt—$2,000 below the Ohio average and among the lowest quarter nationally. That 0.45 debt-to-earnings ratio means graduates owe less than half their first-year salary, making the financial transition after college relatively comfortable.
Within Ohio's accounting landscape, Xavier holds its own against bigger names. While Case Western and Miami grads start about $7,500 higher, they typically carry significantly more debt. Xavier trails Ohio State by just $2,200 in starting salary while maintaining that debt advantage. The 20% earnings growth to $72,363 by year four suggests strong career progression, closing much of that gap with pricier alternatives.
The combination here is hard to beat: above-average earnings with below-average debt at a school with an 88% acceptance rate. For families concerned about both outcomes and accessibility, this represents a low-risk path into accounting. You're not paying for an elite credential, but you're getting professional-track results without the crushing debt that often comes with private universities.
Where Xavier University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Xavier University graduates compare to all programs nationally
Xavier University graduates earn $60k, placing them in the 74th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Ohio
Accounting bachelors's programs at peer institutions in Ohio (57 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Xavier University | $60,200 | $72,363 | $27,000 | 0.45 |
| Case Western Reserve University | $67,830 | $78,857 | $25,000 | 0.37 |
| Miami University-Oxford | $67,743 | $77,503 | $23,000 | 0.34 |
| University of Dayton | $65,127 | $72,243 | $27,000 | 0.41 |
| Ohio State University-Main Campus | $62,399 | $77,705 | $23,284 | 0.37 |
| John Carroll University | $62,145 | $75,037 | $27,000 | 0.43 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in Ohio
Compare tuition, earnings, and debt across Ohio schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Case Western Reserve University Cleveland | $64,671 | $67,830 | $25,000 |
| Miami University-Oxford Oxford | $17,809 | $67,743 | $23,000 |
| University of Dayton Dayton | $47,600 | $65,127 | $27,000 |
| Ohio State University-Main Campus Columbus | $12,859 | $62,399 | $23,284 |
| John Carroll University University Heights | $49,100 | $62,145 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Xavier University, approximately 14% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.