Finance and Financial Management Services at Xavier University

Xavier University's finance program delivers solid earnings with exceptionally manageable debt—$27,000 total borrowing produces a debt-to-earnings ratio of 0.46, meaning graduates earn more than twice their debt load in their first year. That $27,000 figure ranks in the 5th percentile nationally for debt, making this one of the most affordable finance programs in the country. Starting earnings of $58,513 climb to $72,602 by year four, showing healthy career progression in an accessible program (88% admission rate).

The challenge is state competition. While Xavier performs well against national benchmarks (69th percentile), it sits at the 40th percentile among Ohio finance programs. Students at Miami University-Oxford and Ohio State earn roughly $7,000-$13,000 more annually than Xavier graduates right out of the gate. If your child can gain admission to one of Ohio's flagship programs, the earnings gap likely justifies any modest additional cost. That said, Xavier's lower sticker price—reflected in that minimal debt load—helps narrow the lifetime value difference.

For families prioritizing affordability and reasonable certainty of admission, this program makes sense. Your child graduates with minimal debt and enters the workforce earning above the national median for finance majors. Just understand you're trading some earning potential for lower risk and lower cost compared to Ohio's most competitive programs.