Analysis
Youngstown State's social work graduates face a tough financial reality: they earn less than peers at most other Ohio programs while carrying debt loads that rank among the highest in the nation. At just $36,445 in first-year earnings—below both the state median ($37,990) and landing in the 40th percentile among Ohio schools—graduates here start behind. Meanwhile, their $33,422 in typical debt exceeds what students borrow at 95% of social work programs nationally.
The debt burden becomes clearer when you look at comparable Ohio programs. Capital University graduates earn $44,344 their first year with similar debt levels. Even Wright State and University of Cincinnati graduates, who might have borrowed comparable amounts, earn $3,000-4,000 more annually right out of the gate. That earnings gap means Youngstown graduates spend more years digging out from under their loans, even though modest growth to $39,206 by year four helps narrow the gap somewhat.
For families considering this program, the core issue is straightforward: you can access better-performing social work programs elsewhere in Ohio without necessarily taking on more debt. If Youngstown State is the only viable option due to location or other constraints, understand that the financial payoff will be slower than at peer institutions. Social work is already a modest-earning field; starting in the bottom half of Ohio programs makes that reality harder.
Where Youngstown State University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Youngstown State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Youngstown State University | $36,445 | $39,206 | +8% |
| Bowling Green State University-Main Campus | $40,959 | $45,206 | +10% |
| Cedarville University | $35,967 | $45,097 | +25% |
| Capital University | $44,344 | $44,174 | -0% |
| Wright State University-Main Campus | $39,926 | $44,078 | +10% |
Compare to Similar Programs in Ohio
Social Work bachelors's programs at peer institutions in Ohio (41 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,791 | $36,445 | $39,206 | $33,422 | 0.92 | |
| $41,788 | $44,344 | $44,174 | $43,038 | 0.97 | |
| $14,081 | $40,959 | $45,206 | $27,000 | 0.66 | |
| $11,188 | $39,926 | $44,078 | $28,250 | 0.71 | |
| $13,570 | $39,292 | $41,234 | $29,125 | 0.74 | |
| $12,377 | $39,254 | $42,056 | $31,000 | 0.79 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Youngstown State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 59 graduates with reported earnings and 128 graduates with debt data. Small samples may not be representative.