Psychology at Abilene Christian University-Undergraduate Online
Bachelor's Degree
acu.edu/academics/online/undergraduateAnalysis
ACU's online psychology program shows just $27,148 in first-year earningsβwell below both the Texas median ($30,932) and national average ($31,482). While it ranks at the 40th percentile among Texas psychology programs, that still places it in the bottom half statewide. The debt burden of $26,375 nearly equals first-year income, creating a 0.97 debt-to-earnings ratio that makes loan repayment challenging in those critical early years.
The dramatic 79% earnings jump to $48,543 by year four provides some reassurance. This trajectory suggests graduates eventually find their footing professionally, potentially moving into roles that value their degree more substantially. However, with a 100% admission rate and 60% of students on Pell grants, the school serves a population that may be particularly vulnerable to those difficult first few years of low earnings while carrying significant debt.
The small sample size here (under 30 graduates) means these numbers could shift considerably with more data. Still, the current picture suggests families should carefully consider whether this investment makes sense when stronger-performing Texas programs exist. If your student is drawn to online education specifically, compare this carefully against both brick-and-mortar options and other online psychology programs before committing.
Where Abilene Christian University-Undergraduate Online Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Abilene Christian University-Undergraduate Online graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Abilene Christian University-Undergraduate Online | $27,148 | $48,543 | +79% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $14,520 | $27,148 | $48,543 | $26,375 | 0.97 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | β | $21,468 | 0.57 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Abilene Christian University-Undergraduate Online, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.