Median Earnings (1yr)
$27,148
17th percentile
40th percentile in Texas
Median Debt
$26,375
3% above national median

Analysis

ACU's online psychology program shows just $27,148 in first-year earningsβ€”well below both the Texas median ($30,932) and national average ($31,482). While it ranks at the 40th percentile among Texas psychology programs, that still places it in the bottom half statewide. The debt burden of $26,375 nearly equals first-year income, creating a 0.97 debt-to-earnings ratio that makes loan repayment challenging in those critical early years.

The dramatic 79% earnings jump to $48,543 by year four provides some reassurance. This trajectory suggests graduates eventually find their footing professionally, potentially moving into roles that value their degree more substantially. However, with a 100% admission rate and 60% of students on Pell grants, the school serves a population that may be particularly vulnerable to those difficult first few years of low earnings while carrying significant debt.

The small sample size here (under 30 graduates) means these numbers could shift considerably with more data. Still, the current picture suggests families should carefully consider whether this investment makes sense when stronger-performing Texas programs exist. If your student is drawn to online education specifically, compare this carefully against both brick-and-mortar options and other online psychology programs before committing.

Where Abilene Christian University-Undergraduate Online Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Abilene Christian University-Undergraduate Online graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Abilene Christian University-Undergraduate Online$27,148$48,543+79%
Rice University$41,299$57,256+39%
Southern Methodist University$38,115$52,450+38%
The University of Texas Permian Basin$46,009$50,137+9%
The University of Texas at Dallas$33,331$48,961+47%

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Abilene Christian University-Undergraduate OnlineAddison$14,520$27,148$48,543$26,3750.97
The University of Texas Permian BasinOdessa$10,904$46,009$50,137$21,7310.47
Texas Christian UniversityFort Worth$57,220$42,108$48,796$23,4120.56
Rice UniversityHouston$58,128$41,299$57,256$12,5050.30
Southern Methodist UniversityDallas$64,460$38,115$52,450$23,3100.61
University of St ThomasHouston$33,660$37,572β€”$21,4680.57
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Abilene Christian University-Undergraduate Online, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.