Median Earnings (1yr)
$37,572
94th percentile (60th in TX)
Median Debt
$21,468
16% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
27
Limited data

Analysis

University of St. Thomas psychology graduates earn $37,572 their first year out—well above the national median of $31,482 and also edging past the Texas average. That 94th percentile national ranking looks impressive on paper, though it drops to 60th percentile within Texas, where the program sits comfortably mid-pack rather than at the top. With $21,468 in debt (less than both state and national averages), the 0.57 debt-to-earnings ratio means graduates can reasonably expect to pay off loans within a few years if they commit to aggressive repayment.

The caveat here matters: this data reflects fewer than 30 graduates, so individual outcomes could vary significantly from these medians. A few graduates landing strong jobs or struggling to find work can dramatically skew small-sample numbers. That said, the debt level provides a reasonable safety net—even if earnings disappoint, you're not looking at crushing loan payments.

For parents weighing options, this represents a solid, if unspectacular, choice for psychology in Texas. Your child would graduate with manageable debt and earnings potential slightly better than most Texas peers, though not matching the $42,000+ range of TCU or Rice. The high admission rate and substantial Pell Grant enrollment (38%) suggest an accessible option where students can pursue psychology without betting their financial future on stratospheric outcomes.

Where University of St Thomas Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of St ThomasOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of St Thomas graduates compare to all programs nationally

University of St Thomas graduates earn $38k, placing them in the 94th percentile of all psychology bachelors programs nationally.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of St Thomas$37,572—$21,4680.57
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
Dallas Baptist University$36,952$36,878$25,0000.68
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
Dallas Baptist University
Dallas
$38,140$36,952$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.