Psychology at University of St Thomas
Bachelor's Degree
Analysis
University of St. Thomas psychology graduates earn $37,572 their first year out—well above the national median of $31,482 and also edging past the Texas average. That 94th percentile national ranking looks impressive on paper, though it drops to 60th percentile within Texas, where the program sits comfortably mid-pack rather than at the top. With $21,468 in debt (less than both state and national averages), the 0.57 debt-to-earnings ratio means graduates can reasonably expect to pay off loans within a few years if they commit to aggressive repayment.
The caveat here matters: this data reflects fewer than 30 graduates, so individual outcomes could vary significantly from these medians. A few graduates landing strong jobs or struggling to find work can dramatically skew small-sample numbers. That said, the debt level provides a reasonable safety net—even if earnings disappoint, you're not looking at crushing loan payments.
For parents weighing options, this represents a solid, if unspectacular, choice for psychology in Texas. Your child would graduate with manageable debt and earnings potential slightly better than most Texas peers, though not matching the $42,000+ range of TCU or Rice. The high admission rate and substantial Pell Grant enrollment (38%) suggest an accessible option where students can pursue psychology without betting their financial future on stratospheric outcomes.
Where University of St Thomas Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of St Thomas graduates compare to all programs nationally
University of St Thomas graduates earn $38k, placing them in the 94th percentile of all psychology bachelors programs nationally.
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of St Thomas | $37,572 | — | $21,468 | 0.57 |
| The University of Texas Permian Basin | $46,009 | $50,137 | $21,731 | 0.47 |
| Texas Christian University | $42,108 | $48,796 | $23,412 | 0.56 |
| Rice University | $41,299 | $57,256 | $12,505 | 0.30 |
| Southern Methodist University | $38,115 | $52,450 | $23,310 | 0.61 |
| Dallas Baptist University | $36,952 | $36,878 | $25,000 | 0.68 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Texas
Compare tuition, earnings, and debt across Texas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Texas Permian Basin Odessa | $10,904 | $46,009 | $21,731 |
| Texas Christian University Fort Worth | $57,220 | $42,108 | $23,412 |
| Rice University Houston | $58,128 | $41,299 | $12,505 |
| Southern Methodist University Dallas | $64,460 | $38,115 | $23,310 |
| Dallas Baptist University Dallas | $38,140 | $36,952 | $25,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.