Analysis
University of St. Thomas psychology graduates earn $37,572 their first year outβwell above the national median of $31,482 and also edging past the Texas average. That 94th percentile national ranking looks impressive on paper, though it drops to 60th percentile within Texas, where the program sits comfortably mid-pack rather than at the top. With $21,468 in debt (less than both state and national averages), the 0.57 debt-to-earnings ratio means graduates can reasonably expect to pay off loans within a few years if they commit to aggressive repayment.
The caveat here matters: this data reflects fewer than 30 graduates, so individual outcomes could vary significantly from these medians. A few graduates landing strong jobs or struggling to find work can dramatically skew small-sample numbers. That said, the debt level provides a reasonable safety netβeven if earnings disappoint, you're not looking at crushing loan payments.
For parents weighing options, this represents a solid, if unspectacular, choice for psychology in Texas. Your child would graduate with manageable debt and earnings potential slightly better than most Texas peers, though not matching the $42,000+ range of TCU or Rice. The high admission rate and substantial Pell Grant enrollment (38%) suggest an accessible option where students can pursue psychology without betting their financial future on stratospheric outcomes.
Where University of St Thomas Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of St Thomas graduates compare to all programs nationally
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $33,660 | $37,572 | β | $21,468 | 0.57 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $38,140 | $36,952 | $36,878 | $25,000 | 0.68 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of St Thomas, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 27 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.