Median Earnings (1yr)
$36,952
90th percentile (60th in TX)
Median Debt
$25,000
2% below national median
Debt-to-Earnings
0.68
Manageable
Sample Size
69
Adequate data

Analysis

Dallas Baptist University's psychology program graduates earn $36,952 in their first year—well above both the Texas median ($30,932) and national average ($31,482), placing it in the 90th percentile nationally. However, context matters: this looks impressive against the broader landscape of psychology programs, but within Texas it lands at the 60th percentile, trailing schools like UT Permian Basin ($46,009) and TCU ($42,108) by substantial margins. The $25,000 debt load is reasonable, resulting in a manageable debt-to-earnings ratio of 0.68.

The bigger concern is the complete absence of earnings growth—graduates earn essentially the same amount four years out. For a program that launches students into the top 10% nationally, this stagnation is unusual and suggests graduates may be hitting career ceilings quickly or remaining in entry-level positions longer than expected. Psychology careers often require graduate degrees for advancement, which may explain the plateau.

For Texas families, this program offers a solid foundation that outperforms most psychology programs nationwide and beats the Texas median by $6,000 annually. The debt is manageable enough that pursuing graduate school—likely necessary for substantial income growth—remains feasible. Just set expectations realistically: these earnings represent both the starting point and the four-year outlook without additional credentials.

Where Dallas Baptist University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Dallas Baptist UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Dallas Baptist University graduates compare to all programs nationally

Dallas Baptist University graduates earn $37k, placing them in the 90th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Dallas Baptist University$36,952$36,878$25,0000.68
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Rice University$41,299$57,256$12,5050.30
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Rice University
Houston
$58,128$41,299$12,505
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Dallas Baptist University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 69 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.