Median Earnings (1yr)
$41,299
95th percentile (80th in TX)
Median Debt
$12,505
51% below national median
Debt-to-Earnings
0.30
Manageable
Sample Size
19
Limited data

Analysis

Rice psychology graduates start at $41,299—nearly $10,000 above the Texas median and far exceeding most peer programs in the state. More impressive is the trajectory: earnings jump 39% to $57,256 by year four, a pattern that suggests these graduates are successfully leveraging Rice's elite network and reputation to advance beyond entry-level positions. With just $12,505 in debt (roughly half the state average), the financial foundation here is exceptionally strong.

The caveat matters though: this data comes from fewer than 30 graduates, so individual outcomes vary more than the numbers suggest. Still, even accounting for statistical noise, the fundamentals are compelling. A debt-to-earnings ratio of 0.30 means graduates can realistically pay off loans within months while building savings. Among Texas psychology programs, Rice ranks in the 80th percentile—trailing only UT Permian Basin but ahead of comparable private universities like TCU and SMU.

For families who can navigate Rice's 8% admission rate, this represents one of the lowest-risk psychology programs in Texas. The combination of minimal debt and strong earning potential creates unusual financial flexibility for graduates, whether they pursue immediate employment, graduate school, or nonprofit work. The small sample size means you should talk to actual alumni, but the available evidence points toward strong outcomes.

Where Rice University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Rice UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rice University graduates compare to all programs nationally

Rice University graduates earn $41k, placing them in the 95th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rice University$41,299$57,256$12,5050.30
The University of Texas Permian Basin$46,009$50,137$21,7310.47
Texas Christian University$42,108$48,796$23,4120.56
Southern Methodist University$38,115$52,450$23,3100.61
University of St Thomas$37,572—$21,4680.57
Dallas Baptist University$36,952$36,878$25,0000.68
National Median$31,482—$25,5000.81

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas Permian Basin
Odessa
$10,904$46,009$21,731
Texas Christian University
Fort Worth
$57,220$42,108$23,412
Southern Methodist University
Dallas
$64,460$38,115$23,310
University of St Thomas
Houston
$33,660$37,572$21,468
Dallas Baptist University
Dallas
$38,140$36,952$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rice University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 22 graduates with debt data. Small samples may not be representative.