Median Earnings (1yr)
$27,148
17th percentile
40th percentile in Texas
Median Debt
$26,375
3% above national median

Analysis

ACU's psychology program shows graduates starting well behind their Texas peers—earning $27,148 in year one compared to the state median of $30,932—but then experiencing dramatic income growth. By year four, earnings nearly double to $48,543, which actually surpasses many higher-ranked programs and lands solidly above both state and national benchmarks. This trajectory suggests the early disadvantage stems from career launch challenges rather than long-term credential value.

With debt at $26,375, the first-year picture looks tight—you're carrying nearly a full year's salary in loans. However, the debt-to-earnings ratio improves substantially as graduates gain experience, and the total debt burden is only modestly above Texas norms. The real question is whether your family can manage that first year or two when income is low, potentially through parental support, side work, or income-driven repayment plans.

The major caveat: this data reflects fewer than 30 graduates, so individual outcomes vary widely. One graduate landing a corporate HR position can skew averages significantly. If your child is targeting graduate school (common for psychology majors), these bachelor's-level earnings may not matter much anyway. For students planning to work immediately after graduation, this program appears viable but requires realistic budgeting for those lean early years.

Where Abilene Christian University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Abilene Christian University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Abilene Christian University$27,148$48,543+79%
Rice University$41,299$57,256+39%
Southern Methodist University$38,115$52,450+38%
The University of Texas Permian Basin$46,009$50,137+9%
The University of Texas at Dallas$33,331$48,961+47%

Compare to Similar Programs in Texas

Psychology bachelors's programs at peer institutions in Texas (72 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Abilene Christian UniversityAbilene$42,380$27,148$48,543$26,3750.97
The University of Texas Permian BasinOdessa$10,904$46,009$50,137$21,7310.47
Texas Christian UniversityFort Worth$57,220$42,108$48,796$23,4120.56
Rice UniversityHouston$58,128$41,299$57,256$12,5050.30
Southern Methodist UniversityDallas$64,460$38,115$52,450$23,3100.61
University of St ThomasHouston$33,660$37,572$21,4680.57
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Abilene Christian University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.