Analysis
ACU's psychology program shows graduates starting well behind their Texas peers—earning $27,148 in year one compared to the state median of $30,932—but then experiencing dramatic income growth. By year four, earnings nearly double to $48,543, which actually surpasses many higher-ranked programs and lands solidly above both state and national benchmarks. This trajectory suggests the early disadvantage stems from career launch challenges rather than long-term credential value.
With debt at $26,375, the first-year picture looks tight—you're carrying nearly a full year's salary in loans. However, the debt-to-earnings ratio improves substantially as graduates gain experience, and the total debt burden is only modestly above Texas norms. The real question is whether your family can manage that first year or two when income is low, potentially through parental support, side work, or income-driven repayment plans.
The major caveat: this data reflects fewer than 30 graduates, so individual outcomes vary widely. One graduate landing a corporate HR position can skew averages significantly. If your child is targeting graduate school (common for psychology majors), these bachelor's-level earnings may not matter much anyway. For students planning to work immediately after graduation, this program appears viable but requires realistic budgeting for those lean early years.
Where Abilene Christian University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Abilene Christian University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Abilene Christian University | $27,148 | $48,543 | +79% |
| Rice University | $41,299 | $57,256 | +39% |
| Southern Methodist University | $38,115 | $52,450 | +38% |
| The University of Texas Permian Basin | $46,009 | $50,137 | +9% |
| The University of Texas at Dallas | $33,331 | $48,961 | +47% |
Compare to Similar Programs in Texas
Psychology bachelors's programs at peer institutions in Texas (72 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $42,380 | $27,148 | $48,543 | $26,375 | 0.97 | |
| $10,904 | $46,009 | $50,137 | $21,731 | 0.47 | |
| $57,220 | $42,108 | $48,796 | $23,412 | 0.56 | |
| $58,128 | $41,299 | $57,256 | $12,505 | 0.30 | |
| $64,460 | $38,115 | $52,450 | $23,310 | 0.61 | |
| $33,660 | $37,572 | — | $21,468 | 0.57 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Abilene Christian University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.