Median Earnings (1yr)
$25,076
37th percentile (40th in TX)
Median Debt
$18,503
65% above national median
Debt-to-Earnings
0.74
Manageable
Sample Size
27
Limited data

Analysis

Amarillo College's psychology associate program sits squarely in the middle of Texas offerings—just below the state median of $25,656—but carries notably higher debt than most comparable programs. At $18,503, graduates owe about $5,000 more than the typical Texas psychology associate recipient, even though their first-year earnings of $25,076 fall slightly below average. That debt load ranks in just the 5th percentile nationally, meaning 95% of similar programs burden students with less debt.

The modest 6% earnings growth to $26,513 by year four suggests this degree functions more as a stepping stone than a standalone credential. With nearly half of students receiving Pell grants, the relatively high debt could pose real challenges for lower-income families. Programs like Austin Community College achieve $30,000 earnings with presumably lower debt burdens, demonstrating that better outcomes exist within Texas.

One important caveat: these figures come from a small graduating class, so your child's experience could vary considerably. If this associate degree is truly a transfer pathway to a bachelor's program, the immediate earnings matter less than completion rates and transfer success—data you'll need to request directly from the college. As a terminal degree for immediate employment, the debt-to-earnings math looks shaky compared to alternatives across Texas.

Where Amarillo College Stands

Earnings vs. debt across all psychology associates's programs nationally

Amarillo CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Amarillo College graduates compare to all programs nationally

Amarillo College graduates earn $25k, placing them in the 37th percentile of all psychology associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Psychology associates's programs at peer institutions in Texas (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Amarillo College$25,076$26,513$18,5030.74
Austin Community College District$29,930$34,031$13,9560.47
Tyler Junior College$26,982$26,922$17,2390.64
Navarro College$26,236$28,912$14,7500.56
El Paso Community College$20,644$21,851$5,4000.26
South Texas College$19,552$24,968$7,7430.40
National Median$26,232—$11,1980.43

Other Psychology Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
Austin Community College District
Austin
$2,550$29,930$13,956
Tyler Junior College
Tyler
$3,112$26,982$17,239
Navarro College
Corsicana
$3,008$26,236$14,750
El Paso Community College
El Paso
$3,274$20,644$5,400
South Texas College
McAllen
$4,920$19,552$7,743

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Amarillo College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 36 graduates with debt data. Small samples may not be representative.